Filing Flows › Kinsale Capital Group (KNSL) › Q3 2026 › vs Q3 2025
Kinsale Capital Group (KNSL) Q3 2026 vs Q3 2025 (year over year)
Kinsale Capital Group's revenue fell $42.7M (-9%) from $498M in Q3 2025 to $455M in Q3 2026. Operating margin 27.2% against 36.0% (-8.8 pts).
Kinsale Capital Group, Q3 2026: revenue $455M (-9% year over year), operating margin 27.2%, net earnings $98.1M, operating cash flow $264M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 27.2% | 36.0% | -8.8 pts |
| Net margin | 21.6% | 28.5% | -6.9 pts |
| Free cash flow margin | 57.6% | 58.2% | -0.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $455M | $498M | −$42.7M | -9% |
| Operating profit | $124M | $179M | −$55.3M | -31% |
| Costs & expenses | $331M | $319M | $12.6M | +4% |
| Pre-tax earnings | $124M | $179M | −$55.3M | -31% |
| Net earnings | $98.1M | $142M | −$43.5M | -31% |
| Income tax | $25.5M | $37.2M | −$11.7M | -32% |
| Share-based compensation | $5.3M | $4.7M | $600K | +13% |
| Working capital & other | $161M | $157M | $3.6M | +2% |
| Operating cash flow | $264M | $303M | −$39.4M | -13% |
| Free cash flow (OCF − capex) | $262M | $290M | −$27.7M | -10% |
| Capital expenditures | $2.3M | $13.9M | −$11.6M | -84% |
Questions
How much did Kinsale Capital Group's revenue grow year over year in Q3 2026?
Kinsale Capital Group's revenue fell $42.7M (-9%) from $498M in Q3 2025 to $455M in Q3 2026. Operating margin 27.2% against 36.0% (-8.8 pts).