Filing Flows › Kinsale Capital Group (KNSL) › Q3 2026
Kinsale Capital Group (KNSL) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 22, 2026
Kinsale Capital Group (KNSL) reported revenue of $455M for the third quarter 2026 (Q3 2026), -9% from a year earlier and -17% from the quarter before. Operating margin was 27.2%, net earnings $98.1M (21.6% of revenue).
Kinsale Capital Group, Q3 2026: revenue $455M (-9% year over year), operating margin 27.2%, net earnings $98.1M, operating cash flow $264M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $455M | -17% | -9% |
| Operating profit | $124M | -44% | -31% |
| Net earnings | $98.1M | -44% | -31% |
| Operating cash flow | $264M | +9% | -13% |
| Free cash flow | $262M | +9% | -10% |
What changed
Revenue was $454.8M in Q3 2026, down 9% year over year and down 17% from the previous quarter.
Operating profit was $123.6M, a 27.2% margin (down 8.8 points year over year). Total costs grew 4% against a revenue fall of 9%. Net earnings were $98.1M, down 31% year over year. The effective tax rate was 20.6%.
Operating cash flow was $264.1M (down 13% year over year), 269% of net earnings. Non-cash charges added back $5.3M of share-based compensation. Working capital and other items added $160.7M. Capital expenditures of $2.3M left free cash flow of $261.8M.
Questions
What was Kinsale Capital Group's revenue in the third quarter 2026?
Kinsale Capital Group (KNSL) reported revenue of $455M for the third quarter 2026 (Q3 2026), -9% from a year earlier and -17% from the quarter before.
Was Kinsale Capital Group profitable in the third quarter 2026?
Operating profit was $124M (27.2% of revenue) and net earnings $98.1M.