Filing Flows › Root (ROOT) › How it makes money
How Root (ROOT) makes money
Root (ROOT) made $381M of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Of every dollar of revenue, 5¢ was left as operating profit, 4¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $381M | 100.0% |
| Operating profit | $18.3M | 4.8% |
| Income tax | $100K | 0.0% |
| Net earnings | $14.4M | 3.8% |
| Operating cash flow | $47.3M | 12.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $381M | -2% |
| Q2 2026 | $389M | +2% |
| Q1 2026 | $394M | +13% |
| Q4 2025 | $397M | +22% |
| Q3 2025 | $388M | +27% |
| Q2 2025 | $383M | +32% |
| Q1 2025 | $349M | +37% |
From Root's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Root make money?
Root (ROOT) made $381M of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Of every dollar of revenue, 5¢ was left as operating profit, 4¢ was left as net earnings.
What is Root's profit margin?
Net earnings were $14.4M, 3.8% of revenue, in the third quarter 2026; the operating margin was 4.8%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.