Filing Flows

Filing Flows › Root (ROOT) › Stock forecast & fair value

Root (ROOT) stock forecast and fair value

Root (ROOT) trades at $43.37. 5 analysts' median price target is $53.00 (+22%), from $47.00 to $75.00. Across 11 valuation methods the middle fair value is $52.18 (+20%).

Price$43.37
Median target$53.00
Fair value, middle$52.18
EPS beat rate100%
Root fair value by method (price $43.37)Root fair value by method (price $43.37)low – highpoint estimateP/E vs peers$54.38P/E vs peers, weighted$59.28Residual income$31.47P/B vs ROE (insurer peers)$52.18Analysts' price targets$57.00Justified P/B (Gordon growth)$69.04Stage-weighted value (financial (ba…$49.27Combined forecast (3 months)$44.83Graham number$45.86Graham formula (revised)$82.28

Fair value by method

MethodLowPointHighvs price
P/E vs peers$37.28$54.38$65.46+25%
P/E vs peers, weighted$49.67$59.28$68.17+37%
Residual income$30.33$31.47$32.67-27%
P/B vs ROE (insurer peers)$24.08$52.18$80.28+20%
Analysts' price targets$47.00$57.00$75.00+31%
Justified P/B (Gordon growth)$58.92$69.04$83.34+59%
Stage-weighted value (financial (bank / insurer))$35.37$49.27$63.44+14%
Combined forecast (3 months)$35.25$44.83$55.61+3%
Graham number$37.45$45.86$52.96+6%
Graham formula (revised)$61.95$82.28$102.61+90%

Root's latest quarter

Root, Q3 2026: revenue $381M (-2% year over year), operating margin 4.8%, net earnings $14.4M, operating cash flow $47.3M. The chart follows the revenue to costs, profit and cash.

Questions

What is the price target for ROOT stock?

The median of 5 analysts' 12-month targets is $53.00, +22% from $43.37; the range is $47.00 to $75.00. The average rating is none.

What is Root's fair value?

The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $31.47 and $82.28, with a middle value of $52.18 against a price of $43.37. Each method's assumptions are on the page.

Does Root usually beat earnings estimates?

It beat the consensus EPS estimate in 100% of the quarters on record.

Is ROOT stock a buy?

Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.

Open the interactive view →

Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.