Filing Flows › Red River Bancshares (RRBI) › Q3 2026 › vs Q3 2025
Red River Bancshares (RRBI) Q3 2026 vs Q3 2025 (year over year)
Red River Bancshares's revenue rose $2.9M (+9%) from $31.9M in Q3 2025 to $34.8M in Q3 2026. The biggest changes: Net interest income +$3.0M (+11%); Noninterest income −$101K (-2%). Operating margin 44.9% against 41.9% (+3.0 pts).
Red River Bancshares, Q3 2026: revenue $34.8M (+9% year over year), operating margin 44.9%, net earnings $12.6M, operating cash flow $16.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 44.9% | 41.9% | +3.0 pts |
| Net margin | 36.1% | 33.8% | +2.2 pts |
| Free cash flow margin | 39.6% | 49.6% | -10.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $29.9M | $26.9M | $3.0M | +11% |
| Noninterest income | $4.9M | $5.0M | −$101K | -2% |
| Revenue | $34.8M | $31.9M | $2.9M | +9% |
| Operating profit | $15.6M | $13.4M | $2.2M | +17% |
| Costs & expenses | $19.2M | $18.5M | $655K | +4% |
| Pre-tax earnings | $15.6M | $13.4M | $2.2M | +17% |
| Noninterest expense | $18.7M | $17.9M | $805K | +4% |
| Other operating costs | $500K | $650K | −$150K | -23% |
| Net earnings | $12.6M | $10.8M | $1.8M | +16% |
| Income tax | $3.0M | $2.6M | $479K | +19% |
| Depreciation | $746K | $713K | $33K | +5% |
| Share-based compensation | $129K | $113K | $16K | +14% |
| Working capital & other | $2.8M | $4.9M | −$2.1M | -43% |
| Operating cash flow | $16.2M | $16.5M | −$270K | -2% |
| Free cash flow (OCF − capex) | $13.8M | $15.8M | −$2.0M | -13% |
| Capital expenditures | $2.4M | $664K | $1.8M | +265% |
Questions
How much did Red River Bancshares's revenue grow year over year in Q3 2026?
Red River Bancshares's revenue rose $2.9M (+9%) from $31.9M in Q3 2025 to $34.8M in Q3 2026.
What drove Red River Bancshares's revenue change in Q3 2026?
Net interest income +$3.0M (+11%); Noninterest income −$101K (-2%).