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Red River Bancshares (RRBI) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 6, 2026 · Red River Bancshares (RRBI) Q3 2026 earnings results →
Q3 2026 Revenue up 9% year over year to $34.8M · 36¢ of every $1 of revenue kept as net profit · operating margin 44.9%
Red River Bancshares made $34.8M in Q3 2026 (+9% Y/Y): Net interest income $29.9M, Noninterest income $4.9M. Operating margin 44.9%, net earnings $12.6M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 6, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $34.8M in Q3 2026, up 9% year over year and up 3% from the previous quarter. Net interest income was the largest line at 86% of revenue. Net interest income added $3.0M year over year (up 11%), 103% of the total change. Noninterest income declined 2%.
Operating profit was $15.6M, a 44.9% margin (up 3.0 points year over year). Of the extra revenue versus a year earlier, 77% reached operating profit, above the 42% margin then. Total costs grew 4% against revenue growth of 9%. Net earnings were $12.6M, up 16% year over year. The effective tax rate was 19.5%.
Operating cash flow was $16.2M (down 2% year over year), 129% of net earnings. Non-cash charges added back $746K of depreciation and $129K of share-based compensation. Working capital and other items added $2.8M. Capital expenditures of $2.4M left free cash flow of $13.8M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 6, 2026 | $34.8M | +9% | 44.9% | $12.6M | $16.2M |
Charts
Interactive views
The same charts as the app — open one to draw it.
💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Red River Bancshares
Red River Bancshares, Inc., a Louisiana corporation, was founded in 1998 and is a bank holding company headquartered in Alexandria, Louisiana. Through our wholly owned subsidiary, Red River Bank, a Louisiana state-chartered bank, we provide a fully integrated suite of banking products and services tailored to the needs of our commercial and retail customers. Our mission is to be the premier statewide banking organization in Louisiana. We completed an initial public offering of our common stock in May 2019. Our common stock is listed on the Nasdaq Global Select Market under the symbol “RRBI.”
In its own words, from its 10-K, filed Mar 13, 2026.
Red River Bancshares against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +9% against the peers' median +10%. Operating margin: 44.9% against the peers' median 34.7%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| RRBI Red River Bancshares | Q3 2026 | $34.8M | +9% | 44.9% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
| NTRS Northern Trust | Q3 2026 | $2.3B | +13% | 34.7% |
Source: Red River Bancshares 10-Q on SEC EDGAR · CIK 1071236 · State Commercial Banks
Guidance and outlook
13F: who owns RRBI and who is buying
More on RRBI
History
Every quarter: Q3 2026 results