Filing Flows › Red River Bancshares (RRBI) › Q3 2026
Red River Bancshares (RRBI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Red River Bancshares (RRBI) reported revenue of $34.8M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +3% from the quarter before. Operating margin was 44.9%, net earnings $12.6M (36.1% of revenue).
Red River Bancshares, Q3 2026: revenue $34.8M (+9% year over year), operating margin 44.9%, net earnings $12.6M, operating cash flow $16.2M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $34.8M | +3% | +9% |
| Operating profit | $15.6M | +6% | +17% |
| Net earnings | $12.6M | +7% | +16% |
| Operating cash flow | $16.2M | +32% | -2% |
| Free cash flow | $13.8M | +25% | -13% |
What changed
Revenue was $34.8M in Q3 2026, up 9% year over year and up 3% from the previous quarter. Net interest income was the largest line at 86% of revenue. Net interest income added $3.0M year over year (up 11%), 103% of the total change. Noninterest income declined 2%.
Operating profit was $15.6M, a 44.9% margin (up 3.0 points year over year). Of the extra revenue versus a year earlier, 77% reached operating profit, above the 42% margin then. Total costs grew 4% against revenue growth of 9%. Net earnings were $12.6M, up 16% year over year. The effective tax rate was 19.5%.
Operating cash flow was $16.2M (down 2% year over year), 129% of net earnings. Non-cash charges added back $746K of depreciation and $129K of share-based compensation. Working capital and other items added $2.8M. Capital expenditures of $2.4M left free cash flow of $13.8M.
Questions
What was Red River Bancshares' revenue in the third quarter 2026?
Red River Bancshares (RRBI) reported revenue of $34.8M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +3% from the quarter before.
Was Red River Bancshares profitable in the third quarter 2026?
Operating profit was $15.6M (44.9% of revenue) and net earnings $12.6M.