Filing Flows › Banco Santander, S.A. (SAN) › Q3 2026 › vs Q3 2025
Banco Santander, S.A. (SAN) Q3 2026 vs Q3 2025 (year over year)
Banco Santander, S.A.'s revenue rose $1.6B (+11%) from $14.3B in Q3 2025 to $15.9B in Q3 2026. Operating margin 30.4% against 32.5% (-2.1 pts).
Banco Santander, S.A., Q3 2026: revenue $15.9B (+11% year over year), operating margin 30.4%, net earnings $3.4B. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 30.4% | 32.5% | -2.1 pts |
| Net margin | 21.6% | 24.5% | -2.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $15.9B | $14.3B | $1.6B | +11% |
| Operating profit | $4.8B | $4.7B | $171M | +4% |
| Costs & expenses | $11.1B | $9.7B | $1.4B | +14% |
| Pre-tax earnings | $4.8B | $4.7B | $171M | +4% |
| Net earnings | $3.4B | $3.5B | −$72.0M | -2% |
| Income tax | $1.4B | $1.2B | $243M | +21% |
Questions
How much did Banco Santander, S.A.'s revenue grow year over year in Q3 2026?
Banco Santander, S.A.'s revenue rose $1.6B (+11%) from $14.3B in Q3 2025 to $15.9B in Q3 2026. Operating margin 30.4% against 32.5% (-2.1 pts).