Filing Flows › Selective Insurance Group (SIGI) › Q2 2025
Selective Insurance Group (SIGI) Q2 2025 earnings results (second quarter 2025)
10-Q filed Jul 25, 2025
Selective Insurance Group (SIGI) reported revenue of $1.3B for the second quarter 2025 (Q2 2025), +11% from a year earlier and +3% from the quarter before. Operating margin was 8.2%, net earnings $85.9M (6.5% of revenue).
Selective Insurance Group, Q2 2025: revenue $1.3B (+11% year over year), operating margin 8.2%, net earnings $85.9M, operating cash flow $167M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.3B | +3% | +11% |
| Operating profit | $109M | -22% | — |
| Net earnings | $85.9M | -22% | — |
| Operating cash flow | $167M | -41% | -37% |
| Free cash flow | $160M | -41% | -38% |
What changed
Revenue was $1.3B in Q2 2025, up 11% year over year and up 3% from the previous quarter.
Operating profit was $0.11B, a 8.2% margin (up 14.9 points year over year). Total costs fell 5% while revenue rose 11%. Net earnings were $0.09B. The effective tax rate was 21.1%.
Operating cash flow was $0.17B (down 37% year over year), 194% of net earnings. Non-cash charges added back $0.01B of depreciation and amortization and $4.9M of share-based compensation. Working capital and other items added $0.07B. Capital expenditures of $0.01B left free cash flow of $0.16B.
Questions
What was Selective Insurance Group's revenue in the second quarter 2025?
Selective Insurance Group (SIGI) reported revenue of $1.3B for the second quarter 2025 (Q2 2025), +11% from a year earlier and +3% from the quarter before.
Was Selective Insurance Group profitable in the second quarter 2025?
Operating profit was $109M (8.2% of revenue) and net earnings $85.9M.