Filing Flows › Selective Insurance Group (SIGI) › Q3 2025
Selective Insurance Group (SIGI) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 24, 2025
Selective Insurance Group (SIGI) reported revenue of $1.4B for the third quarter 2025 (Q3 2025), +9% from a year earlier and +3% from the quarter before. Operating margin was 10.7%, net earnings $115M (8.5% of revenue).
Selective Insurance Group, Q3 2025: revenue $1.4B (+9% year over year), operating margin 10.7%, net earnings $115M, operating cash flow $406M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.4B | +3% | +9% |
| Operating profit | $146M | +34% | +25% |
| Net earnings | $115M | +34% | +25% |
| Operating cash flow | $406M | +143% | +5% |
| Free cash flow | $397M | +149% | +5% |
What changed
Revenue was $1.4B in Q3 2025, up 9% year over year and up 3% from the previous quarter.
Operating profit was $0.15B, a 10.7% margin (up 1.4 points year over year). Of the extra revenue versus a year earlier, 25% reached operating profit, above the 9% margin then. Total costs grew 8% against revenue growth of 9%. Net earnings were $0.12B, up 25% year over year. The effective tax rate was 20.8%.
Operating cash flow was $0.41B (up 5% year over year), 352% of net earnings. Non-cash charges added back $0.01B of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items added $0.28B. Capital expenditures of $0.01B left free cash flow of $0.40B.
Questions
What was Selective Insurance Group's revenue in the third quarter 2025?
Selective Insurance Group (SIGI) reported revenue of $1.4B for the third quarter 2025 (Q3 2025), +9% from a year earlier and +3% from the quarter before.
Was Selective Insurance Group profitable in the third quarter 2025?
Operating profit was $146M (10.7% of revenue) and net earnings $115M.