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Selective Insurance Group (SIGI) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Oct 23, 2026 · Selective Insurance Group (SIGI) Q3 2026 earnings results →
Q3 2026 Revenue down 2% year over year to $1.3B · 10¢ of every $1 of revenue kept as net profit · operating margin 12.2%
Selective Insurance Group made $1.3B in Q3 2026 (-2% Y/Y). Operating margin 12.2%, net earnings $129M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Oct 23, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $1.3B in Q3 2026, down 2% year over year and down 4% from the previous quarter.
Operating profit was $0.16B, a 12.2% margin (up 1.5 points year over year). Total costs fell 4% while revenue fell 2%. Net earnings were $0.13B, up 12% year over year. The effective tax rate was 20.6%.
Operating cash flow was $0.37B (down 10% year over year), 285% of net earnings. Non-cash charges added back $0.01B of depreciation and amortization and $3.3M of share-based compensation. Working capital and other items added $0.23B. Capital expenditures of $0.02B left free cash flow of $0.35B.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Oct 23, 2026 | $1.3B | -2% | 12.2% | $129M | $367M |
| Q2 2026 | 10-Q | Jul 24, 2026 | $1.4B | +4% | 11.7% | $129M | $229M |
| Q1 2026 | 10-Q | Apr 24, 2026 | $1.4B | +6% | 9.1% | $97.7M | $221M |
| Q4 2025 | 10-K | Feb 9, 2026 | $1.4B | +9% | 14.4% | $155M | $376M |
| Q3 2025 | 10-Q | Oct 24, 2025 | $1.4B | +9% | 10.7% | $115M | $406M |
| Q2 2025 | 10-Q | Jul 25, 2025 | $1.3B | +11% | 8.2% | $85.9M | $167M |
| Q1 2025 | 10-Q | Apr 25, 2025 | $1.3B | +10% | 10.8% | $110M | $284M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Selective Insurance Group
Selective Insurance Group, Inc. ("Parent") is a New Jersey insurance holding company incorporated in 1977. It owns ten property and casualty insurance subsidiaries ("Insurance Subsidiaries") that sell products and services only in the United States ("U.S.") and exclusively through independent insurance agents and wholesale brokers. Nine of our Insurance Subsidiaries are licensed by various state insurance departments as admitted carriers, allowing them to write specific property and casualty lines in the standard market. The tenth subsidiary is authorized as a non-admitted carrier to write property and casualty insurance in the excess and surplus ("E&S") lines market. Throughout this document, we refer to the Parent and the Insurance Subsidiaries collectively as "we," "us," or "our." We use "Parent" when appropriate to distinguish it from the Insurance Subsidiaries.
In its own words, from its 10-K, filed Feb 9, 2026.
Selective Insurance Group against its Fire, Marine & Casualty Insurance peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -2% against the peers' median +2%. Operating margin: 12.2% against the peers' median 15.1%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| SIGI Selective Insurance Group | Q3 2026 | $1.3B | -2% | 12.2% |
| BRK-B Berkshire Hathaway | Q2 2026 | $101.8B | +10% | 15.5% |
| PGR Progressive | Q3 2026 | $23.2B | +3% | 14.0% |
| ALL Allstate | Q3 2026 | $17.3B | +0.5% | 15.1% |
| CB Chubb | Q3 2026 | $16.2B | +0.3% | 21.0% |
| TRV Travelers Companies | Q3 2026 | $12.4B | -0.5% | 19.1% |
| AIG American International Group | Q3 2026 | $7.4B | +17% | 15.0% |
| HIG Hartford Insurance Group | Q3 2026 | $7.2B | +4% | 21.9% |
| L Loews | Q3 2026 | $4.8B | +2% | 8.5% |
Source: Selective Insurance Group 10-Q on SEC EDGAR · CIK 230557 · Fire, Marine & Casualty Insurance
Guidance and outlook
13F: who owns SIGI and who is buying
More on SIGI
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results