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Selective Insurance Group (SIGI) Q3 2026 earnings results (third quarter 2026)

10-Q filed Oct 23, 2026

Selective Insurance Group (SIGI) reported revenue of $1.3B for the third quarter 2026 (Q3 2026), -2% from a year earlier and -4% from the quarter before. Operating margin was 12.2%, net earnings $129M (9.7% of revenue).

Revenue$1.3B
Year over year-2%
Quarter over quarter-4%
Operating margin12.2%
Net earnings$129M

Selective Insurance Group, Q3 2026: revenue $1.3B (-2% year over year), operating margin 12.2%, net earnings $129M, operating cash flow $367M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$1.3B-4%-2%
Operating profit$162M-0.5%+11%
Net earnings$129M-0.6%+12%
Operating cash flow$367M+60%-10%
Free cash flow$347M+61%-13%

What changed

Revenue was $1.3B in Q3 2026, down 2% year over year and down 4% from the previous quarter.

Operating profit was $0.16B, a 12.2% margin (up 1.5 points year over year). Total costs fell 4% while revenue fell 2%. Net earnings were $0.13B, up 12% year over year. The effective tax rate was 20.6%.

Operating cash flow was $0.37B (down 10% year over year), 285% of net earnings. Non-cash charges added back $0.01B of depreciation and amortization and $3.3M of share-based compensation. Working capital and other items added $0.23B. Capital expenditures of $0.02B left free cash flow of $0.35B.

Questions

What was Selective Insurance Group's revenue in the third quarter 2026?

Selective Insurance Group (SIGI) reported revenue of $1.3B for the third quarter 2026 (Q3 2026), -2% from a year earlier and -4% from the quarter before.

Was Selective Insurance Group profitable in the third quarter 2026?

Operating profit was $162M (12.2% of revenue) and net earnings $129M.

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Source: Selective Insurance Group 10-Q on SEC EDGAR.