Filing Flows › Selective Insurance Group (SIGI) › Q3 2026 › vs Q3 2025
Selective Insurance Group (SIGI) Q3 2026 vs Q3 2025 (year over year)
Selective Insurance Group's revenue fell $33.8M (-2%) from $1.4B in Q3 2025 to $1.3B in Q3 2026. Operating margin 12.2% against 10.7% (+1.5 pts).
Selective Insurance Group, Q3 2026: revenue $1.3B (-2% year over year), operating margin 12.2%, net earnings $129M, operating cash flow $367M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 12.2% | 10.7% | +1.5 pts |
| Net margin | 9.7% | 8.5% | +1.2 pts |
| Free cash flow margin | 26.2% | 29.2% | -3.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $1.3B | $1.4B | −$33.8M | -2% |
| Operating profit | $162M | $146M | $16.4M | +11% |
| Costs & expenses | $1.2B | $1.2B | −$50.2M | -4% |
| Pre-tax earnings | $162M | $146M | $16.4M | +11% |
| Net earnings | $129M | $115M | $13.3M | +12% |
| Income tax | $33.4M | $30.4M | $3.1M | +10% |
| Depreciation & amortization | $8.1M | $8.0M | $144K | +2% |
| Share-based compensation | $3.3M | $2.8M | $551K | +20% |
| Working capital & other | $227M | $280M | −$52.6M | -19% |
| Operating cash flow | $367M | $406M | −$38.6M | -10% |
| Free cash flow (OCF − capex) | $347M | $397M | −$50.4M | -13% |
| Capital expenditures | $20.3M | $8.5M | $11.8M | +138% |
Questions
How much did Selective Insurance Group's revenue grow year over year in Q3 2026?
Selective Insurance Group's revenue fell $33.8M (-2%) from $1.4B in Q3 2025 to $1.3B in Q3 2026. Operating margin 12.2% against 10.7% (+1.5 pts).