Filing Flows › Security National Financial (SNFCA) › Q3 2025
Security National Financial (SNFCA) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 13, 2025
Security National Financial (SNFCA) reported revenue of $89.3M for the third quarter 2025 (Q3 2025), +1% from a year earlier and -0.2% from the quarter before. Operating margin was 11.4%, net earnings $7.8M (8.7% of revenue).
Security National Financial, Q3 2025: revenue $89.3M (+1% year over year), operating margin 11.4%, net earnings $7.8M, operating cash flow $25.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $89.3M | -0.2% | +1% |
| Operating profit | $10.2M | -5% | -33% |
| Net earnings | $7.8M | +20% | -34% |
| Operating cash flow | $25.6M | — | -4% |
| Free cash flow | $24.9M | — | -6% |
What changed
Revenue was $89.3M in Q3 2025, up 1% year over year and roughly flat from the previous quarter.
Operating profit was $10.2M, a 11.4% margin (down 5.9 points year over year). Operating profit fell $5.1M even though revenue rose $1.1M versus a year earlier, so costs grew faster than sales. Total costs grew 8% against revenue growth of 1%. Net earnings were $7.8M, down 34% year over year. The effective tax rate was 23.0%.
Operating cash flow was $25.6M (down 4% year over year), 328% of net earnings. Working capital and other items added $17.8M. Capital expenditures of $707K left free cash flow of $24.9M.
Questions
What was Security National Financial's revenue in the third quarter 2025?
Security National Financial (SNFCA) reported revenue of $89.3M for the third quarter 2025 (Q3 2025), +1% from a year earlier and -0.2% from the quarter before.
Was Security National Financial profitable in the third quarter 2025?
Operating profit was $10.2M (11.4% of revenue) and net earnings $7.8M.