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Security National Financial (SNFCA) earnings and revenue breakdown

Latest: Q2 2026 · 10-Q filed Aug 10, 2026 · Security National Financial (SNFCA) Q2 2026 earnings results →

Q2 2026 Revenue down 6% year over year to $83.9M · 11¢ of every $1 of revenue kept as net profit · operating margin 13.9%

Security National Financial made $83.9M in Q2 2026 (-6% Y/Y). Operating margin 13.9%, net earnings $9.0M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 10, 2026.

Revenue$83.9M
Year over year-6%
Operating margin13.9%
Net earnings$9.0M
Operating cash flow$4.0M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $83.9M in Q2 2026, down 6% year over year and up 5% from the previous quarter.

Operating profit was $11.7M, a 13.9% margin (up 1.9 points year over year). Total costs fell 8% while revenue fell 6%. Net earnings were $9.0M, up 7% year over year. The effective tax rate was 23.0%.

Operating cash flow was $4.0M, 44% of net earnings. Working capital and other items used $5.0M. Capital expenditures of $307K left free cash flow of $3.7M.

Quarterly history

Security National Financial revenue by quarterSecurity National Financial revenue by quarter$79.3MQ4 2024$82.7MQ1 2025$89.5MQ2 2025$89.3MQ3 2025$83.0MQ4 2025$79.7MQ1 2026$83.9MQ2 2026
Security National Financial net earnings by quarterSecurity National Financial net earnings by quarter−$42KQ4 2024$4.3MQ1 2025$6.5MQ2 2025$7.8MQ3 2025$13.5MQ4 2025$7.0MQ1 2026$9.0MQ2 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q2 202610-QAug 10, 2026$83.9M-6%13.9%$9.0M$4.0M
Q1 202610-QMay 11, 2026$79.7M-4%11.4%$7.0M$32.9M
Q4 202510-KMar 16, 2026$83.0M+5%20.9%$13.5M$18.0M
Q3 202510-QNov 13, 2025$89.3M+1%11.4%$7.8M$25.6M
Q2 202510-QAug 14, 2025$89.5M+4%12.0%$6.5M−$7.7M
Q1 202510-QMay 15, 2025$82.7M+2%10.0%$4.3M$9.6M
Q4 202410-KMar 31, 2025$79.3M+6%4.0%−$42K$22.4M

Charts

Security National Financial: revenue growth, year over year and quarter over quarterSecurity National Financial: revenue growth, year over year and quarter over quarterY/YQ/Q+6%Q4 2024+2%+4%Q1 2025+4%+8%Q2 2025+1%0%Q3 2025+5%-7%Q4 2025-4%-4%Q1 2026-6%+5%Q2 2026
Latest (Q2 2026): Y/Y -6%, Q/Q +5%.
Security National Financial: where the cash came from (+) and went (−), TTM to Q2 2026Security National Financial: where the cash came from (+) and went (−), TTM to Q2 2026Cash drawn (+) / kept (−)−$84.1MOther investing$83.7MOperating cash flow$80.6MReal estate bought−$71.1MOther financing−$6.2MBuybacks−$1.7MCapital spending−$1.3MAsset & business sales$98KShares issued$79K
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Security National Financial: profit against cash, quarter by quarterSecurity National Financial: profit against cash, quarter by quarterNet incomeOperating cash flow$11.8M$26.8MQ3 2024$2.5M$22.4MQ4 2024$6.4M$9.6MQ1 2025$8.4M−$7.7MQ2 2025$7.8M$25.6MQ3 2025$13.5M$18.0MQ4 2025$7.0M$32.9MQ1 2026$9.0M$4.0MQ2 2026
Latest (Q2 2026): Net income $9.0M, Operating cash flow $4.0M.
Security National Financial: diluted shares by fiscal yearSecurity National Financial: diluted shares by fiscal year20MFY202022MFY202123MFY202224MFY202325MFY202425MFY2025
+25.8% since FY2020: more shares outstanding (issuance, stock pay).
Security National Financial in its industry: growth against margin (84 companies, SIC 6199)Security National Financial in its industry: growth against margin (84 companies, SIC 6199)revenue growth, year over year →↑ operating marginmedian +17%median -17%AXPBTGOGeneral Motors Financial Company, Inc.SOFICOINCRCLCHYMGDOTBKKTRHLDPGYUPSTLDIWDPWPOPRTCORZIRENDAVERIOTMARABURCPSSMSTRVELOPFIWLTHCLSKHIVEWULFProsper Marketplace, IncHUTABTCMFINGPGIIONDBMNRBCGGEMIStartEngine Inc.NAKABTBTWYFIKEELCIFREXODGHIMGTESLNHTONXZSTKSBETFWDIMGLDBGDEDGXXATCHFLDVIPDFDVAGPUUPXIDRKAVXHSDTBTCSPWCMORBSSHFSOPNWTRONMVNCMinistry Partners Investment Company, LLCPAPLMWAIBNBXCDSUIGFGCEMPDTAOXGSMTHSCSSNFCA (-6%, 14%)
Finance Services; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

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💵Where each $1 goesinteractive

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🌏Named in Asian annual reportsinteractive

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🔄Rotation against the market and its industry (RRG)interactive

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🔍Earnings qualityinteractive

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⚖️Fair value by methodinteractive

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🔭Outlook & guidanceinteractive

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About Security National Financial

Security National Financial Corporation (the “Company”) operates in three reportable business segments: life insurance, cemetery and mortuary, and mortgages. The life insurance segment is engaged in the business of selling and servicing selected lines of life insurance, annuity products, and accident and health insurance. These products are marketed in 42 states through a commissioned sales force of independent licensed insurance agents who may also sell insurance products of other companies. The cemetery and mortuary segment consists of eleven mortuaries and five cemeteries in the state of Utah, one cemetery in the state of California, and one cemetery and four mortuaries in the state of New Mexico. The Company also engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations.

In its own words, from its 10-K, filed Mar 16, 2026.

Security National Financial against its Finance Services peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -6% against the peers' median +17%. Operating margin: 13.9% against the peers' median 13.9%.

CompanyQuarterRevenueY/YOp. margin
SNFCA Security National FinancialQ2 2026$83.9M-6%13.9%
AXP American ExpressQ3 2026$20.1B+9%22.6%
BTGO Bitgo HoldingsQ2 FY27$4.3B+80%-0.4%
General Motors Financial CompanyQ3 2026$4.3B-0.6%15.3%
SOFI SoFi TechnologiesQ3 2026$1.4B+44%22.9%
COIN Coinbase GlobalQ3 2026$1.2B-35%5.1%
CRCL Circle Internet GroupQ3 2026$865M+17%24.1%
CHYM Chime FinancialQ3 2026$718M+32%4.8%
GDOT Green DOTQ2 2026$596M+18%-0.1%

Source: Security National Financial 10-Q on SEC EDGAR · CIK 318673 · Finance Services

13F: who owns SNFCA and who is buying

Largest holders of SNFCA (13F)Largest holders of SNFCA (13F)M3F$19.2MBlackRock$9.8MDimensional Fund Advisors LP$8.2MAmeriprise Financial$8.0MVanguard Group$7.6MVanguard Capital Management LLC$7.2MLHM$5.5MGeode Capital Management, LLC$4.0MVeradace Capital Management LLC$3.4MRBF Capital, LLC$2.9M
Funds' net buying of SNFCA by quarter (13F)Funds' net buying of SNFCA by quarter (13F)$3.4M2024-09−$1.4M2024-12$651K2025-03$7.2M2025-06$5.1M2025-09$3.0M2025-12−$3.6M2026-03−$742K2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on SNFCA

History

Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results

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