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Security National Financial (SNFCA) Q4 2025 earnings results (fourth quarter 2025)

10-K filed Mar 16, 2026

Security National Financial (SNFCA) reported revenue of $83.0M for the fourth quarter 2025 (Q4 2025), +5% from a year earlier and -7% from the quarter before. Operating margin was 20.9%, net earnings $13.5M (16.3% of revenue).

Revenue$83.0M
Year over year+5%
Quarter over quarter-7%
Operating margin20.9%
Net earnings$13.5M

Security National Financial, Q4 2025: revenue $83.0M (+5% year over year), operating margin 20.9%, net earnings $13.5M, operating cash flow $18.0M. The chart follows the revenue to costs, profit and cash.

Q4 2025AmountQ/QY/Y
Revenue$83.0M-7%+5%
Operating profit$17.3M+71%+451%
Net earnings$13.5M+73%+431%
Operating cash flow$18.0M-30%-20%
Free cash flow$17.9M-28%-13%

What changed

Revenue was $83.0M in Q4 2025, up 5% year over year and down 7% from the previous quarter.

Operating profit was $17.3M, a 20.9% margin (up 16.9 points year over year). Of the extra revenue versus Q4 2024, 383% reached operating profit, above the 4% margin then. Total costs fell 14% while revenue rose 5%. Net earnings were $13.5M, up 431% year over year. The effective tax rate was 22.2%.

Operating cash flow was $18.0M (down 20% year over year), 133% of net earnings. Working capital and other items added $4.5M. Capital expenditures of $100K left free cash flow of $17.9M.

Questions

What was Security National Financial's revenue in the fourth quarter 2025?

Security National Financial (SNFCA) reported revenue of $83.0M for the fourth quarter 2025 (Q4 2025), +5% from a year earlier and -7% from the quarter before.

Was Security National Financial profitable in the fourth quarter 2025?

Operating profit was $17.3M (20.9% of revenue) and net earnings $13.5M.

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Source: Security National Financial 10-K on SEC EDGAR.