Filing Flows › SoFi Technologies (SOFI) › Operating margin
SoFi Technologies (SOFI) operating margin by quarter
SoFi Technologies' operating margin was 22.9% in Q3 2026 (third quarter 2026), +6.2 pts from Q2 2026. Over the last 7 quarters it ranged from 10.3% (Q1 2025) to 22.9% (Q3 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 22.9% | +6.2 pts | +7.5 pts |
| Q2 2026 | 16.8% | -1.4 pts | +3.6 pts |
| Q1 2026 | 18.1% | +0.1 pts | +7.8 pts |
| Q4 2025 | 18.1% | +2.6 pts | — |
| Q3 2025 | 15.4% | +2.3 pts | — |
| Q2 2025 | 13.1% | +2.8 pts | — |
| Q1 2025 | 10.3% | — | — |
Q3 2026 at a glance
SoFi Technologies, Q3 2026: revenue $1.4B (+44% year over year), operating margin 22.9%, net earnings $241M, operating cash flow −$3.0B. The chart follows the revenue to costs, profit and cash.
Questions
What is SoFi Technologies' operating margin?
SoFi Technologies' operating margin was 22.9% in Q3 2026 (third quarter 2026), +6.2 pts from Q2 2026.
How has SoFi Technologies' operating margin changed?
Over the last 7 quarters it ranged from 10.3% (Q1 2025) to 22.9% (Q3 2026).