Filing Flows › SoFi Technologies (SOFI) › How it makes money
How SoFi Technologies (SOFI) makes money
SoFi Technologies (SOFI) made $1.4B of revenue in the third quarter 2026 (Q3 2026), +44% from a year earlier. Of every dollar of revenue, 23¢ was left as operating profit, 17¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $1.4B | 100.0% |
| Operating profit | $318M | 22.9% |
| Income tax | $76.8M | 5.5% |
| Net earnings | $241M | 17.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +42% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1.0B | +40% |
| Q3 2025 | $962M | +38% |
| Q2 2025 | $855M | +43% |
| Q1 2025 | $772M | +20% |
From SoFi Technologies' 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does SoFi Technologies make money?
SoFi Technologies (SOFI) made $1.4B of revenue in the third quarter 2026 (Q3 2026), +44% from a year earlier. Of every dollar of revenue, 23¢ was left as operating profit, 17¢ was left as net earnings.
What is SoFi Technologies' profit margin?
Net earnings were $241M, 17.4% of revenue, in the third quarter 2026; the operating margin was 22.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.