Filing Flows › SoFi Technologies (SOFI) › Stock forecast & fair value
SoFi Technologies (SOFI) stock forecast and fair value
SoFi Technologies (SOFI) trades at $16.17. 23 analysts' median price target is $20.00 (+24%), from $12.00 to $30.00. Across 17 valuation methods the middle fair value is $9.99 (-38%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $6.80 | $9.83 | $14.63 | -39% |
| P/E vs peers, weighted | $7.86 | $10.65 | $14.81 | -34% |
| P/E vs peers, matched | $3.73 | $6.47 | $10.77 | -60% |
| EV/Sales vs peers | $6.14 | $12.47 | $20.19 | -23% |
| EV/Sales vs peers, weighted | $14.83 | $20.74 | $28.52 | +28% |
| EV/Sales vs peers, matched | $9.46 | $11.07 | $17.60 | -31% |
| Residual income | $6.14 | $6.34 | $6.56 | -61% |
| Analysts' price targets | $12.00 | $20.84 | $30.00 | +29% |
| Owner earnings capitalized | $4.57 | $4.98 | $5.47 | -69% |
| Path-to-margin DCF | −$0.20 | $2.70 | $5.57 | -83% |
SoFi Technologies' latest quarter
SoFi Technologies, Q3 2026: revenue $1.4B (+44% year over year), operating margin 22.9%, net earnings $241M, operating cash flow −$3.0B. The chart follows the revenue to costs, profit and cash.
Questions
What is the price target for SOFI stock?
The median of 23 analysts' 12-month targets is $20.00, +24% from $16.17; the range is $12.00 to $30.00. The average rating is hold.
What is SoFi Technologies' fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $2.70 and $20.84, with a middle value of $9.99 against a price of $16.17. Each method's assumptions are on the page.
Does SoFi Technologies usually beat earnings estimates?
It beat the consensus EPS estimate in 80% of the quarters on record.
Is SOFI stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.