Filing Flows › SoFi Technologies (SOFI) › R&D spending
SoFi Technologies (SOFI) R&D spending by quarter
SoFi Technologies' R&D spending was $198M in Q3 2026 (third quarter 2026), +3% from Q2 2026. Over the last 7 quarters it ranged from $152M (Q2 2025) to $198M (Q3 2026).
| Quarter | R&D spending | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | $198M | +3% | +18% |
| Q2 2026 | $191M | +2% | +26% |
| Q1 2026 | $188M | +9% | +20% |
| Q4 2025 | $173M | +3% | — |
| Q3 2025 | $167M | +10% | — |
| Q2 2025 | $152M | -3% | — |
| Q1 2025 | $156M | — | — |
Q3 2026 at a glance
SoFi Technologies, Q3 2026: revenue $1.4B (+44% year over year), operating margin 22.9%, net earnings $241M, operating cash flow −$3.0B. The chart follows the revenue to costs, profit and cash.
Questions
What is SoFi Technologies' R&D spending?
SoFi Technologies' R&D spending was $198M in Q3 2026 (third quarter 2026), +3% from Q2 2026.
How has SoFi Technologies' R&D spending changed?
Over the last 7 quarters it ranged from $152M (Q2 2025) to $198M (Q3 2026).