Filing Flows › Unum (UNM) › Q2 2025
Unum (UNM) Q2 2025 earnings results (second quarter 2025)
10-Q filed Jul 30, 2025
Unum (UNM) reported revenue of $3.4B for the second quarter 2025 (Q2 2025), +4% from a year earlier and +9% from the quarter before. Operating margin was 12.4%, net earnings $336M (10.0% of revenue).
Unum, Q2 2025: revenue $3.4B (+4% year over year), operating margin 12.4%, net earnings $336M, operating cash flow $348M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.4B | +9% | +4% |
| Operating profit | $417M | +71% | -16% |
| Net earnings | $336M | +77% | -14% |
| Operating cash flow | $348M | -2% | +3% |
| Free cash flow | $320M | +0.7% | +3% |
What changed
Revenue was $3.4B in Q2 2025, up 4% year over year and up 9% from the previous quarter.
Operating profit was $0.42B, a 12.4% margin (down 2.9 points year over year). Operating profit fell $0.08B even though revenue rose $0.13B versus a year earlier, so costs grew faster than sales. Total costs grew 8% against revenue growth of 4%. Net earnings were $0.34B, down 14% year over year. The effective tax rate was 19.5%.
Operating cash flow was $0.35B (up 3% year over year), 104% of net earnings. Non-cash charges added back $0.03B of depreciation and amortization. Working capital and other items used $0.02B. Capital expenditures of $0.03B left free cash flow of $0.32B.
Questions
What was Unum's revenue in the second quarter 2025?
Unum (UNM) reported revenue of $3.4B for the second quarter 2025 (Q2 2025), +4% from a year earlier and +9% from the quarter before.
Was Unum profitable in the second quarter 2025?
Operating profit was $417M (12.4% of revenue) and net earnings $336M.
Source: Unum 10-Q on SEC EDGAR.