Filing Flows › Unum (UNM) › Q3 2025
Unum (UNM) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 4, 2025
Unum (UNM) reported revenue of $3.4B for the third quarter 2025 (Q3 2025), +5% from a year earlier and +0.5% from the quarter before. Operating margin was 1.6%, net earnings $39.7M (1.2% of revenue).
Unum, Q3 2025: revenue $3.4B (+5% year over year), operating margin 1.6%, net earnings $39.7M, operating cash flow −$372M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.4B | +0.5% | +5% |
| Operating profit | $54.5M | -87% | -89% |
| Net earnings | $39.7M | -88% | -94% |
| Operating cash flow | −$372M | -207% | — |
What changed
Revenue was $3.4B in Q3 2025, up 5% year over year and up 1% from the previous quarter.
Operating profit was $0.05B, a 1.6% margin (down 14.0 points year over year). Operating profit fell $0.45B even though revenue rose $0.16B versus a year earlier, so costs grew faster than sales. Total costs grew 22% against revenue growth of 5%. Net earnings were $0.04B, down 94% year over year. The effective tax rate was 27.2%.
Operating cash flow was −$0.37B. Non-cash charges added back $0.03B of depreciation and amortization. Working capital and other items used $0.44B. Capital expenditures of $0.03B exceeded it, leaving free cash flow of −$0.40B.
Questions
What was Unum's revenue in the third quarter 2025?
Unum (UNM) reported revenue of $3.4B for the third quarter 2025 (Q3 2025), +5% from a year earlier and +0.5% from the quarter before.
Was Unum profitable in the third quarter 2025?
Operating profit was $54.5M (1.6% of revenue) and net earnings $39.7M.
Source: Unum 10-Q on SEC EDGAR.