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Unum (UNM) Q2 2026 earnings results (second quarter 2026)

10-Q filed Jul 29, 2026

Unum (UNM) reported revenue of $3.4B for the second quarter 2026 (Q2 2026), +0.3% from a year earlier and +0.4% from the quarter before. Operating margin was 9.8%, net earnings $257M (7.6% of revenue).

Revenue$3.4B
Year over year+0.3%
Quarter over quarter+0.4%
Operating margin9.8%
Net earnings$257M

Unum, Q2 2026: revenue $3.4B (+0.3% year over year), operating margin 9.8%, net earnings $257M, operating cash flow $504M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$3.4B+0.4%+0.3%
Operating profit$330M+9%-21%
Net earnings$257M+11%-23%
Operating cash flow$504M+48%+45%
Free cash flow$474M+57%+48%

What changed

Revenue was $3.4B in Q2 2026, roughly flat year over year and roughly flat from the previous quarter.

Operating profit was $0.33B, a 9.8% margin (down 2.6 points year over year). Operating profit fell $0.09B even though revenue rose $0.01B versus Q2 2025, so costs grew faster than sales. Total costs grew 3% against flat revenue. Net earnings were $0.26B, down 23% year over year. The effective tax rate was 22.0%.

Operating cash flow was $0.50B (up 45% year over year), 196% of net earnings. Non-cash charges added back $0.05B of depreciation and amortization. Working capital and other items added $0.20B. Capital expenditures of $0.03B left free cash flow of $0.47B.

Questions

What was Unum's revenue in the second quarter 2026?

Unum (UNM) reported revenue of $3.4B for the second quarter 2026 (Q2 2026), +0.3% from a year earlier and +0.4% from the quarter before.

Was Unum profitable in the second quarter 2026?

Operating profit was $330M (9.8% of revenue) and net earnings $257M.

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Source: Unum 10-Q on SEC EDGAR.