Filing Flows › Unum (UNM) › Q3 2026
Unum (UNM) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Unum (UNM) reported revenue of $2.5B for the third quarter 2026 (Q3 2026), -25% from a year earlier and -24% from the quarter before. Operating margin was -21.6%, net loss $420M (16.5% of revenue).
Unum, Q3 2026: revenue $2.5B (-25% year over year), operating margin -21.6%, net loss $420M, operating cash flow $562M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.5B | -24% | -25% |
| Operating profit | −$549M | -267% | -1108% |
| Net earnings | −$420M | -263% | -1157% |
| Operating cash flow | $562M | +12% | — |
| Free cash flow | $530M | +12% | — |
What changed
Revenue was $2.5B in Q3 2026, down 25% year over year and down 24% from the previous quarter.
Operating costs exceeded revenue by $0.55B, an operating margin of -21.6%. Total costs fell 7% while revenue fell 25%. The quarter ended with a net loss of $0.42B, after a profit of $0.26B the previous quarter.
Operating cash flow was $0.56B. Non-cash charges added back $0.03B of depreciation and amortization. Working capital and other items added $0.95B. Capital expenditures of $0.03B left free cash flow of $0.53B.
Questions
What was Unum's revenue in the third quarter 2026?
Unum (UNM) reported revenue of $2.5B for the third quarter 2026 (Q3 2026), -25% from a year earlier and -24% from the quarter before.
Was Unum profitable in the third quarter 2026?
Operating loss was $549M (-21.6% of revenue) and net loss $420M.
Source: Unum 10-Q on SEC EDGAR.