Filing Flows › Unum (UNM) › Q3 2026 › vs Q3 2025
Unum (UNM) Q3 2026 vs Q3 2025 (year over year)
Unum's revenue fell $831M (-25%) from $3.4B in Q3 2025 to $2.5B in Q3 2026.
Unum, Q3 2026: revenue $2.5B (-25% year over year), operating margin -21.6%, net loss $420M, operating cash flow $562M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Free cash flow margin | 20.8% | -11.9% | +32.7 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $2.5B | $3.4B | −$831M | -25% |
| Income tax benefit | $130M | −$14.8M | $144M | — |
| Net loss | $420M | −$39.7M | $459M | — |
| Costs & expenses | $3.1B | $3.4B | −$282M | -8% |
| Operating costs | $3.1B | $3.3B | −$227M | -7% |
| Operating cash sources | $981M | −$412M | $1.4B | — |
| Depreciation & amortization | $34.1M | $31.6M | $2.5M | +8% |
| Working capital & other | $947M | −$443M | $1.4B | — |
| Net loss absorbed | $420M | −$39.7M | $459M | — |
| Operating cash flow | $562M | −$372M | $933M | — |
| Free cash flow (OCF − capex) | $530M | −$403M | $932M | — |
| Capital expenditures | $31.9M | $30.8M | $1.1M | +4% |
Questions
How much did Unum's revenue grow year over year in Q3 2026?
Unum's revenue fell $831M (-25%) from $3.4B in Q3 2025 to $2.5B in Q3 2026.