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BayCom vs MainStreet Bancshares: BCML and MNSB compared
BayCom is the larger company: $19.8M of revenue in its latest quarter (Q3 2026) against $19.4M for MainStreet Bancshares (Q3 2026). BayCom is growing faster (-23% against -42% a year earlier). MainStreet Bancshares is more profitable, with an operating margin of 23.9% against 6.3%.
Where the money goes: BCML and MNSB
BayCom (BCML) · Q3 2026
BayCom, Q3 2026: revenue $19.8M (-23% year over year), operating margin 6.3%, net earnings $1.1M, operating cash flow $12.8M. The chart follows the revenue to costs, profit and cash.
MainStreet Bancshares (MNSB) · Q3 2026
MainStreet Bancshares, Q3 2026: revenue $19.4M (-42% year over year), operating margin 23.9%, net earnings $3.6M, operating cash flow $5.9M. The chart follows the revenue to costs, profit and cash.
| BayCom (BCML) | MainStreet Bancshares (MNSB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $19.8M | $19.4M |
| Revenue growth, Y/Y | -23% | -42% |
| Operating margin | 6.3% | 23.9% |
| Net earnings | $1.1M | $3.6M |
| Net margin | 5.8% | 18.5% |
| Operating cash flow | $12.8M | $5.9M |
| Free cash flow | $12.5M | $5.8M |
Where the revenue comes from
MainStreet Bancshares
- Net interest income: $18.8M (97%)
- Noninterest income: $671K (3%)
Questions
Which is bigger, BayCom or MainStreet Bancshares?
BayCom is the larger company: $19.8M of revenue in its latest quarter (Q3 2026) against $19.4M for MainStreet Bancshares (Q3 2026).
Is BayCom or MainStreet Bancshares growing faster?
BayCom is growing faster (-23% against -42% a year earlier).
Which is more profitable, BayCom or MainStreet Bancshares?
MainStreet Bancshares is more profitable, with an operating margin of 23.9% against 6.3%.
More: BayCom earnings · how BayCom makes money · MainStreet Bancshares earnings · how MainStreet Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.