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Bank First vs Westamerica Bancorporation: BFC and WABC compared
Bank First is the larger company: $65.3M of revenue in its latest quarter (Q3 2026) against $64.1M for Westamerica Bancorporation (Q3 2026). Bank First is growing faster (+48% against +0.5% a year earlier). Westamerica Bancorporation is more profitable, with an operating margin of 59.1% against 45.8%.
Where the money goes: BFC and WABC
Bank First (BFC) · Q3 2026
Bank First, Q3 2026: revenue $65.3M (+48% year over year), operating margin 45.8%, net earnings $23.8M, operating cash flow $28.6M. The chart follows the revenue to costs, profit and cash.
Westamerica Bancorporation (WABC) · Q3 2026
Westamerica Bancorporation, Q3 2026: revenue $64.1M (+0.5% year over year), operating margin 59.1%, net earnings $28.2M, operating cash flow $33.7M. The chart follows the revenue to costs, profit and cash.
| Bank First (BFC) | Westamerica Bancorporation (WABC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $65.3M | $64.1M |
| Revenue growth, Y/Y | +48% | +0.5% |
| Operating margin | 45.8% | 59.1% |
| Net earnings | $23.8M | $28.2M |
| Net margin | 36.4% | 44.0% |
| Operating cash flow | $28.6M | $33.7M |
| Free cash flow | $26.0M | $33.0M |
| Market value | — | $1.4B |
| P/E | — | 12.4× |
| Analysts’ mean target | — | $65.00 |
Where the revenue comes from
Bank First
- Net interest income: $55.2M (85%)
- Noninterest income: $10.1M (15%)
Westamerica Bancorporation
- Net interest income: $53.4M (83%)
- Noninterest income: $10.7M (17%)
Questions
Which is bigger, Bank First or Westamerica Bancorporation?
Bank First is the larger company: $65.3M of revenue in its latest quarter (Q3 2026) against $64.1M for Westamerica Bancorporation (Q3 2026).
Is Bank First or Westamerica Bancorporation growing faster?
Bank First is growing faster (+48% against +0.5% a year earlier).
Which is more profitable, Bank First or Westamerica Bancorporation?
Westamerica Bancorporation is more profitable, with an operating margin of 59.1% against 45.8%.
More: Bank First earnings · how Bank First makes money · Westamerica Bancorporation earnings · how Westamerica Bancorporation makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.