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Bridgewater Bancshares vs MVB Financial: BWB and MVBF compared
Bridgewater Bancshares is the larger company: $43.2M of revenue in its latest quarter (Q3 2026) against $40.4M for MVB Financial (Q3 2026). Bridgewater Bancshares is growing faster (+20% against -34% a year earlier). Bridgewater Bancshares is more profitable, with an operating margin of 44.3% against 1.6%.
Where the money goes: BWB and MVBF
Bridgewater Bancshares (BWB) · Q3 2026
Bridgewater Bancshares, Q3 2026: revenue $43.2M (+20% year over year), operating margin 44.3%, net earnings $15.0M, operating cash flow $46.0M. The chart follows the revenue to costs, profit and cash.
MVB Financial (MVBF) · Q3 2026
MVB Financial, Q3 2026: revenue $40.4M (-34% year over year), operating margin 1.6%, net earnings $438K, operating cash flow −$1.2M. The chart follows the revenue to costs, profit and cash.
| Bridgewater Bancshares (BWB) | MVB Financial (MVBF) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $43.2M | $40.4M |
| Revenue growth, Y/Y | +20% | -34% |
| Operating margin | 44.3% | 1.6% |
| Net earnings | $15.0M | $438K |
| Net margin | 34.8% | 1.1% |
| Operating cash flow | $46.0M | −$1.2M |
| Free cash flow | $45.5M | — |
Where the revenue comes from
Bridgewater Bancshares
- Net interest income: $40.7M (94%)
- Noninterest income: $2.6M (6%)
MVB Financial
- Net interest income: $32.6M (81%)
- Noninterest income: $7.8M (19%)
Questions
Which is bigger, Bridgewater Bancshares or MVB Financial?
Bridgewater Bancshares is the larger company: $43.2M of revenue in its latest quarter (Q3 2026) against $40.4M for MVB Financial (Q3 2026).
Is Bridgewater Bancshares or MVB Financial growing faster?
Bridgewater Bancshares is growing faster (+20% against -34% a year earlier).
Which is more profitable, Bridgewater Bancshares or MVB Financial?
Bridgewater Bancshares is more profitable, with an operating margin of 44.3% against 1.6%.
More: Bridgewater Bancshares earnings · how Bridgewater Bancshares makes money · MVB Financial earnings · how MVB Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.