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Muncy Columbia Financial vs SB Financial Group: CCFN and SBFG compared
Muncy Columbia Financial is the larger company: $18.2M of revenue in its latest quarter (Q3 2026) against $18.1M for SB Financial Group (Q3 2026). SB Financial Group is growing faster (+9% against -2% a year earlier). Muncy Columbia Financial is more profitable, with an operating margin of 39.8% against 26.5%.
Where the money goes: CCFN and SBFG
Muncy Columbia Financial (CCFN) · Q3 2026
Muncy Columbia Financial, Q3 2026: revenue $18.2M (-2% year over year), operating margin 39.8%, net earnings $6.0M, operating cash flow $7.3M. The chart follows the revenue to costs, profit and cash.
SB Financial Group (SBFG) · Q3 2026
SB Financial Group, Q3 2026: revenue $18.1M (+9% year over year), operating margin 26.5%, net earnings $3.9M, operating cash flow $8.7M. The chart follows the revenue to costs, profit and cash.
| Muncy Columbia Financial (CCFN) | SB Financial Group (SBFG) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $18.2M | $18.1M |
| Revenue growth, Y/Y | -2% | +9% |
| Operating margin | 39.8% | 26.5% |
| Net earnings | $6.0M | $3.9M |
| Net margin | 33.1% | 21.8% |
| Operating cash flow | $7.3M | $8.7M |
| Free cash flow | $7.2M | $8.5M |
Where the revenue comes from
Muncy Columbia Financial
- Net interest income: $17.6M (97%)
- Noninterest income: $611K (3%)
SB Financial Group
- Net interest income: $13.4M (74%)
- Noninterest income: $4.7M (26%)
Questions
Which is bigger, Muncy Columbia Financial or SB Financial Group?
Muncy Columbia Financial is the larger company: $18.2M of revenue in its latest quarter (Q3 2026) against $18.1M for SB Financial Group (Q3 2026).
Is Muncy Columbia Financial or SB Financial Group growing faster?
SB Financial Group is growing faster (+9% against -2% a year earlier).
Which is more profitable, Muncy Columbia Financial or SB Financial Group?
Muncy Columbia Financial is more profitable, with an operating margin of 39.8% against 26.5%.
More: Muncy Columbia Financial earnings · how Muncy Columbia Financial makes money · SB Financial Group earnings · how SB Financial Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.