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Community Trust Bancorp vs Central Pacific Financial: CTBI and CPF compared
Community Trust Bancorp is the larger company: $79.7M of revenue in its latest quarter (Q3 2026) against $76.8M for Central Pacific Financial (Q3 2026). Community Trust Bancorp is growing faster (+12% against +3% a year earlier). Community Trust Bancorp is more profitable, with an operating margin of 42.7% against 39.3%.
Where the money goes: CTBI and CPF
Community Trust Bancorp (CTBI) · Q3 2026
Community Trust Bancorp, Q3 2026: revenue $79.7M (+12% year over year), operating margin 42.7%, net earnings $25.9M, operating cash flow $33.7M. The chart follows the revenue to costs, profit and cash.
Central Pacific Financial (CPF) · Q3 2026
Central Pacific Financial, Q3 2026: revenue $76.8M (+3% year over year), operating margin 39.3%, net earnings $22.8M, operating cash flow $29.9M. The chart follows the revenue to costs, profit and cash.
| Community Trust Bancorp (CTBI) | Central Pacific Financial (CPF) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $79.7M | $76.8M |
| Revenue growth, Y/Y | +12% | +3% |
| Operating margin | 42.7% | 39.3% |
| Net earnings | $25.9M | $22.8M |
| Net margin | 32.5% | 29.6% |
| Operating cash flow | $33.7M | $29.9M |
| Free cash flow | $32.4M | $28.1M |
Where the revenue comes from
Community Trust Bancorp
- Net interest income: $61.1M (77%)
- Noninterest income: $18.6M (23%)
Questions
Which is bigger, Community Trust Bancorp or Central Pacific Financial?
Community Trust Bancorp is the larger company: $79.7M of revenue in its latest quarter (Q3 2026) against $76.8M for Central Pacific Financial (Q3 2026).
Is Community Trust Bancorp or Central Pacific Financial growing faster?
Community Trust Bancorp is growing faster (+12% against +3% a year earlier).
Which is more profitable, Community Trust Bancorp or Central Pacific Financial?
Community Trust Bancorp is more profitable, with an operating margin of 42.7% against 39.3%.
More: Community Trust Bancorp earnings · how Community Trust Bancorp makes money · Central Pacific Financial earnings · how Central Pacific Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Oct 28, 2026). Fiscal quarters can end on different dates. Not investment advice.