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CVB Financial vs Enterprise Financial Services: CVBF and EFSC compared

CVB Financial is the larger company: $196M of revenue in its latest quarter (Q3 2026) against $188M for Enterprise Financial Services (Q3 2026). CVB Financial is growing faster (+52% against -9% a year earlier). CVB Financial is more profitable, with an operating margin of 54.2% against 29.3%.

CVB Financial vs Enterprise Financial Services, latest quarterCVB Financial vs Enterprise Financial Services, latest quarterCVB Financial (CVBF)Enterprise Financial Services (EFSC)Revenue$196M$188MRevenue growth, Y/Y+52%-9%Operating margin54.2%29.3%Net margin39.9%22.6%Free cash flow$138M$71.1M

Where the money goes: CVBF and EFSC

CVB Financial (CVBF) · Q3 2026

CVB Financial, Q3 2026: revenue $196M (+52% year over year), operating margin 54.2%, net earnings $78.1M, operating cash flow $140M. The chart follows the revenue to costs, profit and cash.

Enterprise Financial Services (EFSC) · Q3 2026

Enterprise Financial Services, Q3 2026: revenue $188M (-9% year over year), operating margin 29.3%, net earnings $42.4M, operating cash flow $72.7M. The chart follows the revenue to costs, profit and cash.

CVB Financial revenue by segment, Q3 2026CVB Financial revenue by segment, Q3 2026Net interest income$179MNoninterest income$16.5M
Enterprise Financial Services revenue by segment, Q3 2026Enterprise Financial Services revenue by segment, Q3 2026Net interest income$175MNoninterest income$13.2M
CVB Financial (CVBF)Enterprise Financial Services (EFSC)
Latest quarterQ3 2026Q3 2026
Revenue$196M$188M
Revenue growth, Y/Y+52%-9%
Operating margin54.2%29.3%
Net earnings$78.1M$42.4M
Net margin39.9%22.6%
Operating cash flow$140M$72.7M
Free cash flow$138M$71.1M
Market value—$2.1B
P/E—11.8×
Analysts’ mean target—$69.57

Where the revenue comes from

CVB Financial

Enterprise Financial Services

Questions

Which is bigger, CVB Financial or Enterprise Financial Services?

CVB Financial is the larger company: $196M of revenue in its latest quarter (Q3 2026) against $188M for Enterprise Financial Services (Q3 2026).

Is CVB Financial or Enterprise Financial Services growing faster?

CVB Financial is growing faster (+52% against -9% a year earlier).

Which is more profitable, CVB Financial or Enterprise Financial Services?

CVB Financial is more profitable, with an operating margin of 54.2% against 29.3%.

More: CVB Financial earnings · how CVB Financial makes money · Enterprise Financial Services earnings · how Enterprise Financial Services makes money

From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.