Filing Flows › Comparisons › FBK vs MCHB
FB Financial vs Mechanics Bancorp: FBK and MCHB compared
FB Financial is the larger company: $174M of revenue in its latest quarter (Q3 2026) against $161M for Mechanics Bancorp (Q3 2026). FB Financial is growing faster (+0.4% against -36% a year earlier). FB Financial is more profitable, with an operating margin of 44.1% against 38.7%.
Where the money goes: FBK and MCHB
FB Financial (FBK) · Q3 2026
FB Financial, Q3 2026: revenue $174M (+0.4% year over year), operating margin 44.1%, net earnings $60.2M, operating cash flow $19.7M. The chart follows the revenue to costs, profit and cash.
Mechanics Bancorp (MCHB) · Q3 2026
Mechanics Bancorp, Q3 2026: revenue $161M (-36% year over year), operating margin 38.7%, net earnings $46.0M, operating cash flow $29.2M. The chart follows the revenue to costs, profit and cash.
| FB Financial (FBK) | Mechanics Bancorp (MCHB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $174M | $161M |
| Revenue growth, Y/Y | +0.4% | -36% |
| Operating margin | 44.1% | 38.7% |
| Net earnings | $60.2M | $46.0M |
| Net margin | 34.5% | 28.5% |
| Operating cash flow | $19.7M | $29.2M |
| Free cash flow | $18.2M | $26.4M |
Where the revenue comes from
FB Financial
- Net interest income: $150M (86%)
- Noninterest income: $24.5M (14%)
Questions
Which is bigger, FB Financial or Mechanics Bancorp?
FB Financial is the larger company: $174M of revenue in its latest quarter (Q3 2026) against $161M for Mechanics Bancorp (Q3 2026).
Is FB Financial or Mechanics Bancorp growing faster?
FB Financial is growing faster (+0.4% against -36% a year earlier).
Which is more profitable, FB Financial or Mechanics Bancorp?
FB Financial is more profitable, with an operating margin of 44.1% against 38.7%.
More: FB Financial earnings · how FB Financial makes money · Mechanics Bancorp earnings · how Mechanics Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 2, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.