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First Community Bankshares vs First Business Financial Services: FCBC and FBIZ compared
First Community Bankshares is the larger company: $48.5M of revenue in its latest quarter (Q3 2026) against $47.5M for First Business Financial Services (Q3 2026). First Community Bankshares is growing faster (+15% against +7% a year earlier). First Community Bankshares is more profitable, with an operating margin of 41.0% against 41.0%.
Where the money goes: FCBC and FBIZ
First Community Bankshares (FCBC) · Q3 2026
First Community Bankshares, Q3 2026: revenue $48.5M (+15% year over year), operating margin 41.0%, net earnings $15.4M, operating cash flow $22.1M. The chart follows the revenue to costs, profit and cash.
First Business Financial Services (FBIZ) · Q3 2026
First Business Financial Services, Q3 2026: revenue $47.5M (+7% year over year), operating margin 41.0%, net earnings $16.6M, operating cash flow $5.5M. The chart follows the revenue to costs, profit and cash.
| First Community Bankshares (FCBC) | First Business Financial Services (FBIZ) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $48.5M | $47.5M |
| Revenue growth, Y/Y | +15% | +7% |
| Operating margin | 41.0% | 41.0% |
| Net earnings | $15.4M | $16.6M |
| Net margin | 31.8% | 34.9% |
| Operating cash flow | $22.1M | $5.5M |
| Free cash flow | $20.5M | $5.2M |
Where the revenue comes from
First Community Bankshares
- Net interest income: $35.9M (74%)
- Noninterest income: $12.6M (26%)
First Business Financial Services
- Net interest income: $39.1M (82%)
- Noninterest income: $8.4M (18%)
Questions
Which is bigger, First Community Bankshares or First Business Financial Services?
First Community Bankshares is the larger company: $48.5M of revenue in its latest quarter (Q3 2026) against $47.5M for First Business Financial Services (Q3 2026).
Is First Community Bankshares or First Business Financial Services growing faster?
First Community Bankshares is growing faster (+15% against +7% a year earlier).
Which is more profitable, First Community Bankshares or First Business Financial Services?
First Community Bankshares is more profitable, with an operating margin of 41.0% against 41.0%.
More: First Community Bankshares earnings · how First Community Bankshares makes money · First Business Financial Services earnings · how First Business Financial Services makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.