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FirstCash Holdings vs Ezcorp: FCFS and EZPW compared
FirstCash Holdings is the larger company: $1.1B of revenue in its latest quarter (Q3 2026) against $419M for Ezcorp (Q3 FY26). Ezcorp is growing faster (+35% against +18% a year earlier). Ezcorp is more profitable, with an operating margin of 13.1% against 12.6%.
Where the money goes: FCFS and EZPW
FirstCash Holdings (FCFS) · Q3 2026
FirstCash Holdings, Q3 2026: revenue $1.1B (+18% year over year), operating margin 12.6%, net earnings $101M, operating cash flow $142M. The chart follows the revenue to costs, profit and cash.
Ezcorp (EZPW) · Q3 FY26
Ezcorp, Q3 FY26: revenue $419M (+35% year over year), operating margin 13.1%, net earnings $38.2M, operating cash flow $42.8M. The chart follows the revenue to costs, profit and cash.
| FirstCash Holdings (FCFS) | Ezcorp (EZPW) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 FY26 |
| Revenue | $1.1B | $419M |
| Revenue growth, Y/Y | +18% | +35% |
| Gross margin | 49.5% | 58.8% |
| Operating margin | 12.6% | 13.1% |
| Net earnings | $101M | $38.2M |
| Net margin | 9.2% | 9.1% |
| Operating cash flow | $142M | $42.8M |
| Free cash flow | $113M | $32.9M |
| Market value | $8.0B | $2.4B |
| P/E | 20.1× | 15.0× |
| Analysts’ mean target | $247.50 | $41.00 |
Where the revenue comes from
Ezcorp
- Merchandise sales: $210M (50%)
- Pawn service charges: $152M (36%)
- Jewelry scrap sales: $56.6M (14%)
- Other revenues: $43K (0%)
Questions
Which is bigger, FirstCash Holdings or Ezcorp?
FirstCash Holdings is the larger company: $1.1B of revenue in its latest quarter (Q3 2026) against $419M for Ezcorp (Q3 FY26).
Is FirstCash Holdings or Ezcorp growing faster?
Ezcorp is growing faster (+35% against +18% a year earlier).
Which is more profitable, FirstCash Holdings or Ezcorp?
Ezcorp is more profitable, with an operating margin of 13.1% against 12.6%.
More: FirstCash Holdings earnings · how FirstCash Holdings makes money · Ezcorp earnings · how Ezcorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 26, 2026; 10-Q filed Aug 5, 2026). Fiscal quarters can end on different dates. Not investment advice.