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First Citizens Bancshares vs Ally Financial: FCNCA and ALLY compared
First Citizens Bancshares is the larger company: $2.4B of revenue in its latest quarter (Q3 2026) against $2.3B for Ally Financial (Q3 2026). Ally Financial is growing faster (+8% against 0% a year earlier). First Citizens Bancshares is more profitable, with an operating margin of 33.1% against 24.3%.
Where the money goes: FCNCA and ALLY
First Citizens Bancshares (FCNCA) · Q3 2026
First Citizens Bancshares, Q3 2026: revenue $2.4B (0% year over year), operating margin 33.1%, net earnings $606M, operating cash flow $902M. The chart follows the revenue to costs, profit and cash.
Ally Financial (ALLY) · Q3 2026
Ally Financial, Q3 2026: revenue $2.3B (+8% year over year), operating margin 24.3%, net earnings $433M, operating cash flow $1.6B. The chart follows the revenue to costs, profit and cash.
| First Citizens Bancshares (FCNCA) | Ally Financial (ALLY) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $2.4B | $2.3B |
| Revenue growth, Y/Y | 0% | +8% |
| Operating margin | 33.1% | 24.3% |
| Net earnings | $606M | $433M |
| Net margin | 24.9% | 18.6% |
| Operating cash flow | $902M | $1.6B |
| Free cash flow | $689M | — |
| Market value | $25.6B | $11.8B |
| P/E | 10.7× | 8.7× |
| Analysts’ mean target | $2519.23 | $47.45 |
Questions
Which is bigger, First Citizens Bancshares or Ally Financial?
First Citizens Bancshares is the larger company: $2.4B of revenue in its latest quarter (Q3 2026) against $2.3B for Ally Financial (Q3 2026).
Is First Citizens Bancshares or Ally Financial growing faster?
Ally Financial is growing faster (+8% against 0% a year earlier).
Which is more profitable, First Citizens Bancshares or Ally Financial?
First Citizens Bancshares is more profitable, with an operating margin of 33.1% against 24.3%.
More: First Citizens Bancshares earnings · how First Citizens Bancshares makes money · Ally Financial earnings · how Ally Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 2, 2026). Fiscal quarters can end on different dates. Not investment advice.