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First Financial Bancorp vs Simmons First National: FFBC and SFNC compared
First Financial Bancorp is the larger company: $274M of revenue in its latest quarter (Q3 2026) against $251M for Simmons First National (Q3 2026). First Financial Bancorp is more profitable, with an operating margin of 36.2% against 22.7%.
Where the money goes: FFBC and SFNC
First Financial Bancorp (FFBC) · Q3 2026
First Financial Bancorp, Q3 2026: revenue $274M (+17% year over year), operating margin 36.2%, net earnings $81.2M, operating cash flow $112M. The chart follows the revenue to costs, profit and cash.
Simmons First National (SFNC) · Q3 2026
Simmons First National, Q3 2026: revenue $251M, operating margin 22.7%, net earnings $47.1M, operating cash flow $43.5M. The chart follows the revenue to costs, profit and cash.
| First Financial Bancorp (FFBC) | Simmons First National (SFNC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $274M | $251M |
| Revenue growth, Y/Y | +17% | — |
| Operating margin | 36.2% | 22.7% |
| Net earnings | $81.2M | $47.1M |
| Net margin | 29.6% | 18.8% |
| Operating cash flow | $112M | $43.5M |
| Free cash flow | $107M | — |
| Market value | $3.2B | $3.2B |
| P/E | 82.9× | 13.8× |
| Analysts’ mean target | $37.71 | $26.07 |
Where the revenue comes from
First Financial Bancorp
- Net interest income: $196M (72%)
- Noninterest income: $77.7M (28%)
Simmons First National
- Net interest income: $204M (81%)
- Noninterest income: $47.2M (19%)
Questions
Which is bigger, First Financial Bancorp or Simmons First National?
First Financial Bancorp is the larger company: $274M of revenue in its latest quarter (Q3 2026) against $251M for Simmons First National (Q3 2026).
Is First Financial Bancorp or Simmons First National growing faster?
First Financial Bancorp is more profitable, with an operating margin of 36.2% against 22.7%.
More: First Financial Bancorp earnings · how First Financial Bancorp makes money · Simmons First National earnings · how Simmons First National makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.