Filing Flows › Comparisons › FISI vs WABC
Financial Institutions vs Westamerica Bancorporation: FISI and WABC compared
Financial Institutions is the larger company: $64.7M of revenue in its latest quarter (Q3 2026) against $64.1M for Westamerica Bancorporation (Q3 2026). Financial Institutions is growing faster (+1% against +0.5% a year earlier). Westamerica Bancorporation is more profitable, with an operating margin of 59.1% against 37.1%.
Where the money goes: FISI and WABC
Financial Institutions (FISI) · Q3 2026
Financial Institutions, Q3 2026: revenue $64.7M (+1% year over year), operating margin 37.1%, net earnings $20.0M, operating cash flow $33.6M. The chart follows the revenue to costs, profit and cash.
Westamerica Bancorporation (WABC) · Q3 2026
Westamerica Bancorporation, Q3 2026: revenue $64.1M (+0.5% year over year), operating margin 59.1%, net earnings $28.2M, operating cash flow $33.7M. The chart follows the revenue to costs, profit and cash.
| Financial Institutions (FISI) | Westamerica Bancorporation (WABC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $64.7M | $64.1M |
| Revenue growth, Y/Y | +1% | +0.5% |
| Operating margin | 37.1% | 59.1% |
| Net earnings | $20.0M | $28.2M |
| Net margin | 30.9% | 44.0% |
| Operating cash flow | $33.6M | $33.7M |
| Free cash flow | $31.8M | $33.0M |
| Market value | — | $1.4B |
| P/E | — | 12.6× |
| Analysts’ mean target | — | $65.00 |
Where the revenue comes from
Financial Institutions
- Net interest income: $54.3M (84%)
- Noninterest income: $10.5M (16%)
Westamerica Bancorporation
- Net interest income: $53.4M (83%)
- Noninterest income: $10.7M (17%)
Questions
Which is bigger, Financial Institutions or Westamerica Bancorporation?
Financial Institutions is the larger company: $64.7M of revenue in its latest quarter (Q3 2026) against $64.1M for Westamerica Bancorporation (Q3 2026).
Is Financial Institutions or Westamerica Bancorporation growing faster?
Financial Institutions is growing faster (+1% against +0.5% a year earlier).
Which is more profitable, Financial Institutions or Westamerica Bancorporation?
Westamerica Bancorporation is more profitable, with an operating margin of 59.1% against 37.1%.
More: Financial Institutions earnings · how Financial Institutions makes money · Westamerica Bancorporation earnings · how Westamerica Bancorporation makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.