Filing Flows

Filing Flows › Comparisons › FNLC vs FUNC

First Bancorp vs First United: FNLC and FUNC compared

First Bancorp is the larger company: $27.5M of revenue in its latest quarter (Q3 2026) against $25.2M for First United (Q3 2026). First Bancorp is growing faster (+12% against +11% a year earlier). First Bancorp is more profitable, with an operating margin of 47.1% against 37.6%.

First Bancorp vs First United, latest quarterFirst Bancorp vs First United, latest quarterFirst Bancorp (FNLC)First United (FUNC)Revenue$27.5M$25.2MRevenue growth, Y/Y+12%+11%Operating margin47.1%37.6%Net margin38.8%28.5%Free cash flow$9.5M$4.6M

Where the money goes: FNLC and FUNC

First Bancorp (FNLC) · Q3 2026

First Bancorp, Q3 2026: revenue $27.5M (+12% year over year), operating margin 47.1%, net earnings $10.7M, operating cash flow $9.6M. The chart follows the revenue to costs, profit and cash.

First United (FUNC) · Q3 2026

First United, Q3 2026: revenue $25.2M (+11% year over year), operating margin 37.6%, net earnings $7.2M, operating cash flow $4.8M. The chart follows the revenue to costs, profit and cash.

First Bancorp revenue by segment, Q3 2026First Bancorp revenue by segment, Q3 2026Net interest income$22.5MNoninterest income$5.0M
First United revenue by segment, Q3 2026First United revenue by segment, Q3 2026Net interest income$19.6MNoninterest income$5.6M
First Bancorp (FNLC)First United (FUNC)
Latest quarterQ3 2026Q3 2026
Revenue$27.5M$25.2M
Revenue growth, Y/Y+12%+11%
Operating margin47.1%37.6%
Net earnings$10.7M$7.2M
Net margin38.8%28.5%
Operating cash flow$9.6M$4.8M
Free cash flow$9.5M$4.6M
Market value$372M—
P/E9.4×—

Where the revenue comes from

First Bancorp

First United

Questions

Which is bigger, First Bancorp or First United?

First Bancorp is the larger company: $27.5M of revenue in its latest quarter (Q3 2026) against $25.2M for First United (Q3 2026).

Is First Bancorp or First United growing faster?

First Bancorp is growing faster (+12% against +11% a year earlier).

Which is more profitable, First Bancorp or First United?

First Bancorp is more profitable, with an operating margin of 47.1% against 37.6%.

More: First Bancorp earnings · how First Bancorp makes money · First United earnings · how First United makes money

From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 3, 2026). Fiscal quarters can end on different dates. Not investment advice.