Filing Flows › Comparisons › FNRN vs FCAP
First Northern Community Bancorp vs First Capital: FNRN and FCAP compared
First Northern Community Bancorp is the larger company: $21.0M of revenue in its latest quarter (Q3 2026) against $14.3M for First Capital (Q2 2026). First Capital is growing faster (+15% against +14% a year earlier). First Capital is more profitable, with an operating margin of 42.1% against 39.5%.
Where the money goes: FNRN and FCAP
First Northern Community Bancorp (FNRN) · Q3 2026
First Northern Community Bancorp, Q3 2026: revenue $21.0M (+14% year over year), operating margin 39.5%, net earnings $6.2M, operating cash flow $4.7M. The chart follows the revenue to costs, profit and cash.
First Capital (FCAP) · Q2 2026
First Capital, Q2 2026: revenue $14.3M (+15% year over year), operating margin 42.1%, net earnings $4.8M, operating cash flow $4.3M. The chart follows the revenue to costs, profit and cash.
| First Northern Community Bancorp (FNRN) | First Capital (FCAP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $21.0M | $14.3M |
| Revenue growth, Y/Y | +14% | +15% |
| Operating margin | 39.5% | 42.1% |
| Net earnings | $6.2M | $4.8M |
| Net margin | 29.5% | 33.3% |
| Operating cash flow | $4.7M | $4.3M |
| Free cash flow | $3.9M | $3.5M |
Where the revenue comes from
First Northern Community Bancorp
- Net interest income: $19.4M (92%)
- Noninterest income: $1.6M (8%)
Questions
Which is bigger, First Northern Community Bancorp or First Capital?
First Northern Community Bancorp is the larger company: $21.0M of revenue in its latest quarter (Q3 2026) against $14.3M for First Capital (Q2 2026).
Is First Northern Community Bancorp or First Capital growing faster?
First Capital is growing faster (+15% against +14% a year earlier).
Which is more profitable, First Northern Community Bancorp or First Capital?
First Capital is more profitable, with an operating margin of 42.1% against 39.5%.
More: First Northern Community Bancorp earnings · how First Northern Community Bancorp makes money · First Capital earnings · how First Capital makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Aug 12, 2026). Fiscal quarters can end on different dates. Not investment advice.