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First Northern Community Bancorp vs Provident Financial Holdings: FNRN and PROV compared
First Northern Community Bancorp is the larger company: $21.0M of revenue in its latest quarter (Q3 2026) against $10.6M for Provident Financial Holdings (Q1 FY27). First Northern Community Bancorp is growing faster (+14% against +8% a year earlier). First Northern Community Bancorp is more profitable, with an operating margin of 39.5% against 20.6%.
Where the money goes: FNRN and PROV
First Northern Community Bancorp (FNRN) · Q3 2026
First Northern Community Bancorp, Q3 2026: revenue $21.0M (+14% year over year), operating margin 39.5%, net earnings $6.2M, operating cash flow $4.7M. The chart follows the revenue to costs, profit and cash.
Provident Financial Holdings (PROV) · Q1 FY27
Provident Financial Holdings, Q1 FY27: revenue $10.6M (+8% year over year), operating margin 20.6%, net earnings $1.6M, operating cash flow $4.4M. The chart follows the revenue to costs, profit and cash.
| First Northern Community Bancorp (FNRN) | Provident Financial Holdings (PROV) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q1 FY27 |
| Revenue | $21.0M | $10.6M |
| Revenue growth, Y/Y | +14% | +8% |
| Operating margin | 39.5% | 20.6% |
| Net earnings | $6.2M | $1.6M |
| Net margin | 29.5% | 14.9% |
| Operating cash flow | $4.7M | $4.4M |
| Free cash flow | $3.9M | $4.3M |
Where the revenue comes from
First Northern Community Bancorp
- Net interest income: $19.4M (92%)
- Noninterest income: $1.6M (8%)
Provident Financial Holdings
- Net interest income: $9.8M (92%)
- Noninterest income: $804K (8%)
Questions
Which is bigger, First Northern Community Bancorp or Provident Financial Holdings?
First Northern Community Bancorp is the larger company: $21.0M of revenue in its latest quarter (Q3 2026) against $10.6M for Provident Financial Holdings (Q1 FY27).
Is First Northern Community Bancorp or Provident Financial Holdings growing faster?
First Northern Community Bancorp is growing faster (+14% against +8% a year earlier).
Which is more profitable, First Northern Community Bancorp or Provident Financial Holdings?
First Northern Community Bancorp is more profitable, with an operating margin of 39.5% against 20.6%.
More: First Northern Community Bancorp earnings · how First Northern Community Bancorp makes money · Provident Financial Holdings earnings · how Provident Financial Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.