Filing Flows › Comparisons › FRAF vs BMRC
Franklin Financial Services vs Bank of Marin Bancorp: FRAF and BMRC compared
Franklin Financial Services is the larger company: $35.2M of revenue in its latest quarter (Q3 2026) against $35.1M for Bank of Marin Bancorp (Q3 2026). Bank of Marin Bancorp is growing faster (+17% against +2% a year earlier). Bank of Marin Bancorp is more profitable, with an operating margin of 39.0% against 30.2%.
Where the money goes: FRAF and BMRC
Franklin Financial Services (FRAF) · Q3 2026
Franklin Financial Services, Q3 2026: revenue $35.2M (+2% year over year), operating margin 30.2%, net earnings $8.5M, operating cash flow $13.5M. The chart follows the revenue to costs, profit and cash.
Bank of Marin Bancorp (BMRC) · Q3 2026
Bank of Marin Bancorp, Q3 2026: revenue $35.1M (+17% year over year), operating margin 39.0%, net earnings $9.9M, operating cash flow $16.3M. The chart follows the revenue to costs, profit and cash.
| Franklin Financial Services (FRAF) | Bank of Marin Bancorp (BMRC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $35.2M | $35.1M |
| Revenue growth, Y/Y | +2% | +17% |
| Operating margin | 30.2% | 39.0% |
| Net earnings | $8.5M | $9.9M |
| Net margin | 24.2% | 28.3% |
| Operating cash flow | $13.5M | $16.3M |
| Free cash flow | — | $16.0M |
Where the revenue comes from
Bank of Marin Bancorp
- Net interest income: $31.4M (90%)
- Noninterest income: $3.7M (10%)
Questions
Which is bigger, Franklin Financial Services or Bank of Marin Bancorp?
Franklin Financial Services is the larger company: $35.2M of revenue in its latest quarter (Q3 2026) against $35.1M for Bank of Marin Bancorp (Q3 2026).
Is Franklin Financial Services or Bank of Marin Bancorp growing faster?
Bank of Marin Bancorp is growing faster (+17% against +2% a year earlier).
Which is more profitable, Franklin Financial Services or Bank of Marin Bancorp?
Bank of Marin Bancorp is more profitable, with an operating margin of 39.0% against 30.2%.
More: Franklin Financial Services earnings · how Franklin Financial Services makes money · Bank of Marin Bancorp earnings · how Bank of Marin Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.