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Primis Financial vs MetroCity Bankshares: FRST and MCBS compared
Primis Financial is the larger company: $49.2M of revenue in its latest quarter (Q3 2026) against $47.9M for MetroCity Bankshares (Q3 2026). MetroCity Bankshares is growing faster (+26% against +20% a year earlier). MetroCity Bankshares is more profitable, with an operating margin of 58.3% against 22.2%.
Where the money goes: FRST and MCBS
Primis Financial (FRST) · Q3 2026
Primis Financial, Q3 2026: revenue $49.2M (+20% year over year), operating margin 22.2%, net earnings $8.7M, operating cash flow $79.1M. The chart follows the revenue to costs, profit and cash.
MetroCity Bankshares (MCBS) · Q3 2026
MetroCity Bankshares, Q3 2026: revenue $47.9M (+26% year over year), operating margin 58.3%, net earnings $24.3M, operating cash flow −$16.6M. The chart follows the revenue to costs, profit and cash.
| Primis Financial (FRST) | MetroCity Bankshares (MCBS) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $49.2M | $47.9M |
| Revenue growth, Y/Y | +20% | +26% |
| Operating margin | 22.2% | 58.3% |
| Net earnings | $8.7M | $24.3M |
| Net margin | 17.6% | 50.7% |
| Operating cash flow | $79.1M | −$16.6M |
| Free cash flow | $78.8M | — |
| Market value | — | $993M |
| P/E | — | 11.2× |
| Analysts’ mean target | — | $41.00 |
Where the revenue comes from
Primis Financial
- Net interest income: $36.3M (74%)
- Noninterest income: $12.9M (26%)
MetroCity Bankshares
- Net interest income: $43.6M (91%)
- Noninterest income: $4.4M (9%)
Questions
Which is bigger, Primis Financial or MetroCity Bankshares?
Primis Financial is the larger company: $49.2M of revenue in its latest quarter (Q3 2026) against $47.9M for MetroCity Bankshares (Q3 2026).
Is Primis Financial or MetroCity Bankshares growing faster?
MetroCity Bankshares is growing faster (+26% against +20% a year earlier).
Which is more profitable, Primis Financial or MetroCity Bankshares?
MetroCity Bankshares is more profitable, with an operating margin of 58.3% against 22.2%.
More: Primis Financial earnings · how Primis Financial makes money · MetroCity Bankshares earnings · how MetroCity Bankshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.