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First United vs Lcnb: FUNC and LCNB compared
First United is the larger company: $25.2M of revenue in its latest quarter (Q3 2026) against $25.0M for Lcnb (Q3 2026). First United is growing faster (+11% against +5% a year earlier). First United is more profitable, with an operating margin of 37.6% against 35.9%.
Where the money goes: FUNC and LCNB
First United (FUNC) · Q3 2026
First United, Q3 2026: revenue $25.2M (+11% year over year), operating margin 37.6%, net earnings $7.2M, operating cash flow $4.8M. The chart follows the revenue to costs, profit and cash.
Lcnb (LCNB) · Q3 2026
Lcnb, Q3 2026: revenue $25.0M (+5% year over year), operating margin 35.9%, net earnings $7.3M, operating cash flow $10.9M. The chart follows the revenue to costs, profit and cash.
| First United (FUNC) | Lcnb (LCNB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $25.2M | $25.0M |
| Revenue growth, Y/Y | +11% | +5% |
| Operating margin | 37.6% | 35.9% |
| Net earnings | $7.2M | $7.3M |
| Net margin | 28.5% | 29.2% |
| Operating cash flow | $4.8M | $10.9M |
| Free cash flow | $4.6M | $10.2M |
Where the revenue comes from
First United
- Net interest income: $19.6M (78%)
- Noninterest income: $5.6M (22%)
Lcnb
- Net interest income: $19.7M (79%)
- Noninterest income: $5.3M (21%)
Questions
Which is bigger, First United or Lcnb?
First United is the larger company: $25.2M of revenue in its latest quarter (Q3 2026) against $25.0M for Lcnb (Q3 2026).
Is First United or Lcnb growing faster?
First United is growing faster (+11% against +5% a year earlier).
Which is more profitable, First United or Lcnb?
First United is more profitable, with an operating margin of 37.6% against 35.9%.
More: First United earnings · how First United makes money · Lcnb earnings · how Lcnb makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.