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German American Bancorp vs Byline Bancorp: GABC and BY compared
German American Bancorp is the larger company: $130M of revenue in its latest quarter (Q3 2026) against $121M for Byline Bancorp (Q3 2026). Byline Bancorp is growing faster (+5% against +2% a year earlier). Byline Bancorp is more profitable, with an operating margin of 45.0% against 37.5%.
Where the money goes: GABC and BY
German American Bancorp (GABC) · Q3 2026
German American Bancorp, Q3 2026: revenue $130M (+2% year over year), operating margin 37.5%, net earnings $38.6M, operating cash flow $33.3M. The chart follows the revenue to costs, profit and cash.
Byline Bancorp (BY) · Q3 2026
Byline Bancorp, Q3 2026: revenue $121M (+5% year over year), operating margin 45.0%, net earnings $41.8M, operating cash flow $62.5M. The chart follows the revenue to costs, profit and cash.
| German American Bancorp (GABC) | Byline Bancorp (BY) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $130M | $121M |
| Revenue growth, Y/Y | +2% | +5% |
| Operating margin | 37.5% | 45.0% |
| Net earnings | $38.6M | $41.8M |
| Net margin | 29.8% | 34.5% |
| Operating cash flow | $33.3M | $62.5M |
| Free cash flow | $31.4M | $61.7M |
| Market value | $1.8B | — |
| P/E | 12.7× | — |
| Analysts’ mean target | $56.40 | — |
Where the revenue comes from
Byline Bancorp
- Net interest income: $104M (86%)
- Noninterest income: $17.3M (14%)
Questions
Which is bigger, German American Bancorp or Byline Bancorp?
German American Bancorp is the larger company: $130M of revenue in its latest quarter (Q3 2026) against $121M for Byline Bancorp (Q3 2026).
Is German American Bancorp or Byline Bancorp growing faster?
Byline Bancorp is growing faster (+5% against +2% a year earlier).
Which is more profitable, German American Bancorp or Byline Bancorp?
Byline Bancorp is more profitable, with an operating margin of 45.0% against 37.5%.
More: German American Bancorp earnings · how German American Bancorp makes money · Byline Bancorp earnings · how Byline Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.