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Hills Bancorporation vs Acnb: HBIA and ACNB compared
Hills Bancorporation is the larger company: $54.8M of revenue in its latest quarter (Q3 2026) against $54.0M for Acnb (Q3 2026). Hills Bancorporation is growing faster (+28% against +6% a year earlier). Hills Bancorporation is more profitable, with an operating margin of 54.7% against 36.5%.
Where the money goes: HBIA and ACNB
Hills Bancorporation (HBIA) · Q3 2026
Hills Bancorporation, Q3 2026: revenue $54.8M (+28% year over year), operating margin 54.7%, net earnings $23.5M, operating cash flow $29.2M. The chart follows the revenue to costs, profit and cash.
Acnb (ACNB) · Q3 2026
Acnb, Q3 2026: revenue $54.0M (+6% year over year), operating margin 36.5%, net earnings $15.7M, operating cash flow $47.1M. The chart follows the revenue to costs, profit and cash.
| Hills Bancorporation (HBIA) | Acnb (ACNB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $54.8M | $54.0M |
| Revenue growth, Y/Y | +28% | +6% |
| Operating margin | 54.7% | 36.5% |
| Net earnings | $23.5M | $15.7M |
| Net margin | 42.8% | 29.1% |
| Operating cash flow | $29.2M | $47.1M |
| Free cash flow | $27.9M | $46.6M |
Where the revenue comes from
Hills Bancorporation
- Net interest income: $45.5M (83%)
- Noninterest income: $9.3M (17%)
Questions
Which is bigger, Hills Bancorporation or Acnb?
Hills Bancorporation is the larger company: $54.8M of revenue in its latest quarter (Q3 2026) against $54.0M for Acnb (Q3 2026).
Is Hills Bancorporation or Acnb growing faster?
Hills Bancorporation is growing faster (+28% against +6% a year earlier).
Which is more profitable, Hills Bancorporation or Acnb?
Hills Bancorporation is more profitable, with an operating margin of 54.7% against 36.5%.
More: Hills Bancorporation earnings · how Hills Bancorporation makes money · Acnb earnings · how Acnb makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.