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Hills Bancorporation vs Five Star Bancorp: HBIA and FSBC compared
Hills Bancorporation is the larger company: $54.8M of revenue in its latest quarter (Q3 2026) against $52.6M for Five Star Bancorp (Q3 2026). Hills Bancorporation is growing faster (+28% against +27% a year earlier). Five Star Bancorp is more profitable, with an operating margin of 56.1% against 54.7%.
Where the money goes: HBIA and FSBC
Hills Bancorporation (HBIA) · Q3 2026
Hills Bancorporation, Q3 2026: revenue $54.8M (+28% year over year), operating margin 54.7%, net earnings $23.5M, operating cash flow $29.2M. The chart follows the revenue to costs, profit and cash.
Five Star Bancorp (FSBC) · Q3 2026
Five Star Bancorp, Q3 2026: revenue $52.6M (+27% year over year), operating margin 56.1%, net earnings $21.9M, operating cash flow $26.6M. The chart follows the revenue to costs, profit and cash.
| Hills Bancorporation (HBIA) | Five Star Bancorp (FSBC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $54.8M | $52.6M |
| Revenue growth, Y/Y | +28% | +27% |
| Operating margin | 54.7% | 56.1% |
| Net earnings | $23.5M | $21.9M |
| Net margin | 42.8% | 41.6% |
| Operating cash flow | $29.2M | $26.6M |
| Free cash flow | $27.9M | $26.1M |
Where the revenue comes from
Hills Bancorporation
- Net interest income: $45.5M (83%)
- Noninterest income: $9.3M (17%)
Five Star Bancorp
- Net interest income: $50.9M (97%)
- Noninterest income: $1.7M (3%)
Questions
Which is bigger, Hills Bancorporation or Five Star Bancorp?
Hills Bancorporation is the larger company: $54.8M of revenue in its latest quarter (Q3 2026) against $52.6M for Five Star Bancorp (Q3 2026).
Is Hills Bancorporation or Five Star Bancorp growing faster?
Hills Bancorporation is growing faster (+28% against +27% a year earlier).
Which is more profitable, Hills Bancorporation or Five Star Bancorp?
Five Star Bancorp is more profitable, with an operating margin of 56.1% against 54.7%.
More: Hills Bancorporation earnings · how Hills Bancorporation makes money · Five Star Bancorp earnings · how Five Star Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.