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Home Bancshares vs United Community Banks: HOMB and UCB compared
Home Bancshares is the larger company: $288M of revenue in its latest quarter (Q3 2026) against $279M for United Community Banks (Q2 2026). United Community Banks is growing faster (+7% against +4% a year earlier). Home Bancshares is more profitable, with an operating margin of 57.9% against 53.4%.
Where the money goes: HOMB and UCB
Home Bancshares (HOMB) · Q3 2026
Home Bancshares, Q3 2026: revenue $288M (+4% year over year), operating margin 57.9%, net earnings $129M, operating cash flow $171M. The chart follows the revenue to costs, profit and cash.
United Community Banks (UCB) · Q2 2026
United Community Banks, Q2 2026: revenue $279M (+7% year over year), operating margin 53.4%, net earnings $116M, operating cash flow $131M. The chart follows the revenue to costs, profit and cash.
| Home Bancshares (HOMB) | United Community Banks (UCB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $288M | $279M |
| Revenue growth, Y/Y | +4% | +7% |
| Operating margin | 57.9% | 53.4% |
| Net earnings | $129M | $116M |
| Net margin | 44.9% | 41.4% |
| Operating cash flow | $171M | $131M |
| Free cash flow | $160M | $121M |
| Market value | $5.7B | $4.0B |
| P/E | 11.9× | 28.1× |
| Analysts’ mean target | $32.75 | $40.88 |
Where the revenue comes from
Home Bancshares
- Net interest income: $242M (84%)
- Noninterest income: $46.4M (16%)
Questions
Which is bigger, Home Bancshares or United Community Banks?
Home Bancshares is the larger company: $288M of revenue in its latest quarter (Q3 2026) against $279M for United Community Banks (Q2 2026).
Is Home Bancshares or United Community Banks growing faster?
United Community Banks is growing faster (+7% against +4% a year earlier).
Which is more profitable, Home Bancshares or United Community Banks?
Home Bancshares is more profitable, with an operating margin of 57.9% against 53.4%.
More: Home Bancshares earnings · how Home Bancshares makes money · United Community Banks earnings · how United Community Banks makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Aug 5, 2026). Fiscal quarters can end on different dates. Not investment advice.