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Kinsale Capital Group vs Horace Mann Educators: KNSL and HMN compared
Kinsale Capital Group is the larger company: $455M of revenue in its latest quarter (Q3 2026) against $439M for Horace Mann Educators (Q3 2026). Horace Mann Educators is growing faster (+0.2% against -9% a year earlier). Kinsale Capital Group is more profitable, with an operating margin of 27.2% against 16.5%.
Where the money goes: KNSL and HMN
Kinsale Capital Group (KNSL) · Q3 2026
Kinsale Capital Group, Q3 2026: revenue $455M (-9% year over year), operating margin 27.2%, net earnings $98.1M, operating cash flow $264M. The chart follows the revenue to costs, profit and cash.
Horace Mann Educators (HMN) · Q3 2026
Horace Mann Educators, Q3 2026: revenue $439M (+0.2% year over year), operating margin 16.5%, net earnings $58.5M, operating cash flow $112M. The chart follows the revenue to costs, profit and cash.
| Kinsale Capital Group (KNSL) | Horace Mann Educators (HMN) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $455M | $439M |
| Revenue growth, Y/Y | -9% | +0.2% |
| Operating margin | 27.2% | 16.5% |
| Net earnings | $98.1M | $58.5M |
| Net margin | 21.6% | 13.3% |
| Operating cash flow | $264M | $112M |
| Free cash flow | $262M | — |
| Market value | $8.6B | $2.2B |
| P/E | 16.7× | 12.4× |
| Analysts’ mean target | $347.33 | $56.50 |
Questions
Which is bigger, Kinsale Capital Group or Horace Mann Educators?
Kinsale Capital Group is the larger company: $455M of revenue in its latest quarter (Q3 2026) against $439M for Horace Mann Educators (Q3 2026).
Is Kinsale Capital Group or Horace Mann Educators growing faster?
Horace Mann Educators is growing faster (+0.2% against -9% a year earlier).
Which is more profitable, Kinsale Capital Group or Horace Mann Educators?
Kinsale Capital Group is more profitable, with an operating margin of 27.2% against 16.5%.
More: Kinsale Capital Group earnings · how Kinsale Capital Group makes money · Horace Mann Educators earnings · how Horace Mann Educators makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 22, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.