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Kinsale Capital Group vs Universal Insurance Holdings: KNSL and UVE compared
Kinsale Capital Group is the larger company: $455M of revenue in its latest quarter (Q3 2026) against $439M for Universal Insurance Holdings (Q3 2026). Universal Insurance Holdings is growing faster (+10% against -9% a year earlier). Kinsale Capital Group is more profitable, with an operating margin of 27.2% against 16.4%.
Where the money goes: KNSL and UVE
Kinsale Capital Group (KNSL) · Q3 2026
Kinsale Capital Group, Q3 2026: revenue $455M (-9% year over year), operating margin 27.2%, net earnings $98.1M, operating cash flow $264M. The chart follows the revenue to costs, profit and cash.
Universal Insurance Holdings (UVE) · Q3 2026
Universal Insurance Holdings, Q3 2026: revenue $439M (+10% year over year), operating margin 16.4%, net earnings $52.5M, operating cash flow $83.0M. The chart follows the revenue to costs, profit and cash.
| Kinsale Capital Group (KNSL) | Universal Insurance Holdings (UVE) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $455M | $439M |
| Revenue growth, Y/Y | -9% | +10% |
| Operating margin | 27.2% | 16.4% |
| Net earnings | $98.1M | $52.5M |
| Net margin | 21.6% | 12.0% |
| Operating cash flow | $264M | $83.0M |
| Free cash flow | $262M | $82.0M |
| Market value | $8.6B | $1.4B |
| P/E | 16.7× | 5.8× |
| Analysts’ mean target | $347.33 | $51.00 |
Questions
Which is bigger, Kinsale Capital Group or Universal Insurance Holdings?
Kinsale Capital Group is the larger company: $455M of revenue in its latest quarter (Q3 2026) against $439M for Universal Insurance Holdings (Q3 2026).
Is Kinsale Capital Group or Universal Insurance Holdings growing faster?
Universal Insurance Holdings is growing faster (+10% against -9% a year earlier).
Which is more profitable, Kinsale Capital Group or Universal Insurance Holdings?
Kinsale Capital Group is more profitable, with an operating margin of 27.2% against 16.4%.
More: Kinsale Capital Group earnings · how Kinsale Capital Group makes money · Universal Insurance Holdings earnings · how Universal Insurance Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 22, 2026; 10-Q filed Oct 29, 2026). Fiscal quarters can end on different dates. Not investment advice.