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Peoples Bancorp of North Carolina vs Eagle Financial Services: PEBK and EFSI compared
Peoples Bancorp of North Carolina is the larger company: $23.4M of revenue in its latest quarter (Q3 2026) against $22.9M for Eagle Financial Services (Q3 2026). Peoples Bancorp of North Carolina is growing faster (+5% against +2% a year earlier). Peoples Bancorp of North Carolina is more profitable, with an operating margin of 31.5% against 25.1%.
Where the money goes: PEBK and EFSI
Peoples Bancorp of North Carolina (PEBK) · Q3 2026
Peoples Bancorp of North Carolina, Q3 2026: revenue $23.4M (+5% year over year), operating margin 31.5%, net earnings $5.7M, operating cash flow $8.8M. The chart follows the revenue to costs, profit and cash.
Eagle Financial Services (EFSI) · Q3 2026
Eagle Financial Services, Q3 2026: revenue $22.9M (+2% year over year), operating margin 25.1%, net earnings $4.8M, operating cash flow $25.6M. The chart follows the revenue to costs, profit and cash.
| Peoples Bancorp of North Carolina (PEBK) | Eagle Financial Services (EFSI) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $23.4M | $22.9M |
| Revenue growth, Y/Y | +5% | +2% |
| Operating margin | 31.5% | 25.1% |
| Net earnings | $5.7M | $4.8M |
| Net margin | 24.5% | 20.7% |
| Operating cash flow | $8.8M | $25.6M |
| Free cash flow | $8.4M | $25.4M |
Where the revenue comes from
Peoples Bancorp of North Carolina
- Net interest income: $16.7M (71%)
- Noninterest income: $6.7M (29%)
Eagle Financial Services
- Net interest income: $17.6M (77%)
- Noninterest income: $5.3M (23%)
Questions
Which is bigger, Peoples Bancorp of North Carolina or Eagle Financial Services?
Peoples Bancorp of North Carolina is the larger company: $23.4M of revenue in its latest quarter (Q3 2026) against $22.9M for Eagle Financial Services (Q3 2026).
Is Peoples Bancorp of North Carolina or Eagle Financial Services growing faster?
Peoples Bancorp of North Carolina is growing faster (+5% against +2% a year earlier).
Which is more profitable, Peoples Bancorp of North Carolina or Eagle Financial Services?
Peoples Bancorp of North Carolina is more profitable, with an operating margin of 31.5% against 25.1%.
More: Peoples Bancorp of North Carolina earnings · how Peoples Bancorp of North Carolina makes money · Eagle Financial Services earnings · how Eagle Financial Services makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.